7531 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7531 Carmel St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1940
Lot Size	0.204 acres (8,911 sqft)
Owner	2 Trust Names on File
Last Sale	$590,000 (Nov 2004)
Tax Bill	$4,461 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`799-19-006`

Property Details

APN / Parcel Number

Primary APN	`799-19-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Construction Type	Wood
Lot Area	8,911 sqft (0.204 acres)
Lot Dimensions	133 ft deep x 67 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Pool Area	920 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7531 CARMEL ST
City	GILROY
State	CA
Zip	95020-5732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CITY/MUNI/TWP:GILROY
Legal Subdivision	JAS A CLAYTON & COS ADD
Legal Block	2
Legal Lot Number	103
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1023
Census Tract	512511

Owner

Source: Santa Clara County assessment roll, APN 799-19-006, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Co-owner	Verified Secondary Owner
Mailing Address	7531 CARMEL ST, GILROY, CA 95020-5732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 30, 2004 · Amount on Record
Deed Sale	Nov 30, 2004 · Amount on Record
Prior Sale	Nov 30, 2004 · Amount on Record
Deed Document Number	0018118273
Last Transfer Date	Aug 28, 2020
Transfer Doc	0024593219
Record Updated	Jun 08, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 28, 2020
Property Address	7531 CARMEL ST, GILROY, CA 95020-5732
Document Number	0024593219
Map Reference	MB V PG 23
Instrument Date	Aug 24, 2020
Instrument	24593219
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7531 CARMEL ST, GILROY, CA 95020-5732

Mortgage

Document Number	0024593220
Date	Aug 28, 2020
Instrument	24593220

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,461.00 (+2.27%) Homeowner's exemption	$361,567 (+4.04%) Land $84,355 Building $277,212
2023	$4,362.00 (+1.73%) Homeowner's exemption	$347,529 Land $81,080 Building $266,449
2022	$4,288.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 578 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4310004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF GILROY serves 59,426 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.