7530 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 7530 Locust Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 950 sqft · built 1950
Lot Size0.142 acres (6,229 sqft)
OwnerIndividual Name on File
Tax Bill$4,963 (2024)
Deeds & MortgagesApr 2021 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0096-0024

Property Details

APN / Parcel Number

Primary APN001-25-46-0096-0024
Alternative APNs
  • 45-05-32-206-022.000-004
  • 254600960024

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area950 sqft Living Area
Basement Area950 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Construction TypeBrick
Roof MaterialAsphalt
Lot Area6,229 sqft (0.142 acres)
Lot Dimensions125 ft deep x 50 ft wide
TerrainRolling
Garage TypeDetached
Garage Area315 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0096-0024
Old Parcel Number254600960024
Street Address7530 LOCUST AVE
CityGARY
StateIN
Zip46403-1257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORCOTT'S ADD. INDIANA CITY ALL L.24 BL.10
Legal SubdivisionNORCOTTS ADD
Legal Block10
Legal Lot Number24
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4010
Census Tract10100

Owner

7530 Locust Ave is owned and occupied by an individual who acquired it in November 2018.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address7530 LOCUST AVE, GARY, IN 46403-1257
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Line of Credit
CENTIER BANK
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Nov 29, 2018Warranty Deed, Transfer · Conventional Mortgage
CME LENDING GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2018
Deed SaleNov 29, 2018
Prior SaleSep 5, 2008 · Amount on File
Deed Document Number2018 082615
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7530 LOCUST AVE, GARY, IN 46403-1257
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003443
DateApr 12, 2021
Instrument2021-503443
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7530 LOCUST AVE, GARY, IN 46403-1257
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062881
DateSep 10, 2020
Instrument2020 062881
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2035

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateNov 29, 2018
Property Address7530 LOCUST AVE, GARY, IN 46403-1257
Document Number0000082615
Map ReferenceMB1 PG14
Instrument DateNov 19, 2018
Instrument2018 082615
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7530 LOCUST AVE, GARY, IN 46403-1257

Mortgage

Document Number0000082616
DateNov 29, 2018
Instrument2018 082616
Lender
NameCME LENDING GROUP LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$263,800 Land $96,100 Building $167,700$263,800 Land $96,100 Building $167,700
2024$4,963.00
2023$388,800 (+106.26%) Land $245,000 Building $143,800$388,800 (+106.26%) Land $245,000 Building $143,800
2022$2,391.00 Homeowner's exemption$188,500 Land $52,900 Building $135,600$188,500 Land $52,900 Building $135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7530 Locust Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7530 Locust Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Locust Ave

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