7530 Central Ave, Lemon Grove, CA 91945 Property Records

San Diego County property record for 7530 Central Ave, Lemon Grove, CA 91945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1946
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jan 2015)
Tax Bill	$6,517 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480-162-15-00`

Property Details

APN / Parcel Number

Primary APN	`480-162-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,262 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7530 CENTRAL AVE
City	LEMON GROVE
State	CA
Zip	91945-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 2 LOT 11 TR 002287
Legal Subdivision	CHARLES GOOD SUB
Legal Tract	002287
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	14300

Owner

7530 Central Ave is owned and occupied by an individual who bought it in January 2015.

Source: San Diego County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	7530 CENTRAL AVE, LEMON GROVE, CA 91945-2304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 1, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 23, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2015 · Amount on File
Deed Sale	Jan 7, 2015 · Amount on File
Prior Sale	Oct 30, 2008 · Amount on File
Deed Document Number	20156111
Prior Transfer Date	Mar 18, 2008
Prior Transfer Doc	0000148235
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2026
Property Address	7530 CENTRAL AVE, LEMON GROVE, CA 91945-2304
Document Number	0000248696
Instrument Date	Aug 18, 2026
Instrument	2026248696
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7530 CENTRAL AVE, LEMON GROVE, CA 91945-2304
Investor	Possibly a Property Investor

Mortgage

Document Number	0000248696,
Date	Aug 25, 2026
Instrument	2026248696

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7530 CENTRAL AVE, LEMON GROVE, CA 91945-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7530 CENTRAL AVE, LEMON GROVE, CA 91945-2304

Mortgage

Document Number	0000591380
Date	Oct 1, 2020
Instrument	2020-0591380

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7530 CENTRAL AVE, LEMON GROVE, CA 91945-2304
Document Number	0000377332
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7530 CENTRAL AVE LEMON GROVE CA 919452304, LEMON GROVE, CA 91945-2304

Mortgage

Document Number	0000377332
Date	Sep 3, 2019
Instrument	377332

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7530 Central Ave was $6,517 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Lemon Grove City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,954 (+2%) Land $228,512 Building $243,442
2025	$6,517.00 Homeowner's exemption	$462,701 Land $224,032 Building $238,669
2023	$5,898.00 (+0.55%) Homeowner's exemption	$444,736 Land $215,334 Building $229,402
2022	$5,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7530 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7530 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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