753 Seth Dr, Versailles, KY 40383 Property Records

Woodford County property record for 753 Seth Dr, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,096 sqft · built 2008
OwnerIndividual Name on Record
Last Sale$515,000 (Jun 2022)
Tax Bill$4,981 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jun 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-1028-011-00

Property Details

APN / Parcel Number

Primary APN31-1028-011-00
Alternative APNs
  • 30280
  • 34801

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,096 sqft Living Area
Basement Area2,096 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2008
Exterior MaterialCombination
Foundation TypeConcrete
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area318 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number34801
Street Address753 SETH DR
CityVERSAILLES
StateKY
Zip40383-8696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE
Legal SubdivisionADENA WOODS
Legal Lot Number35
Legal Unit3
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1005
Census Tract50105

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address753 SETH DR, VERSAILLES, KY 40383-8696
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Deed of Trust, Mortgage · Line of Credit
FORCHT BANK NA
Jun 9, 2022Deed, Transfer · Stand-Alone First Mortgage
FORCHT BANK NA
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
May 9, 2017Deed, Transfer · Line of Credit
WEST END BANK SB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2022 · Amount on Record
Deed SaleJun 9, 2022 · Amount on Record
Prior SaleMay 9, 2017 · Amount on Record
Deed Document Number144366
Deed Book / PageD334 / 437
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address753 SETH DR, VERSAILLES, KY 40383-8696
Transaction TypeMortgage
Record UpdatedJan 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address753 SETH DR, VERSAILLES, KY 40383-8696

Mortgage

Document Number00M961/367
DateJan 3, 2023
Book PageM961/367
Instrument167498
Lender
NameFORCHT BANK NA
TypeBank
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueDec 16, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateJun 9, 2022
Property Address753 SETH DR, VERSAILLES, KY 40383-8696
Document Number00D334/437
Book / PageD334 / 437
Map ReferenceCAB D SL 275
Instrument DateJun 8, 2022
Instrument144366
Transaction TypeTransfer
Record UpdatedJun 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$515.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address95171 WOODBERRY LN, 95171, AMELIA ISLAND, FL 32034-5308

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address753 SETH DR, VERSAILLES, KY 40383-8696

Mortgage

Document Number0000144367
DateJun 9, 2022
Instrument144367
Lender
NameFORCHT BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueJun 10, 2037

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address753 SETH DR, VERSAILLES, KY 40383-8696
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyRAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM902/266
DateMar 15, 2021
Book PageM902/266
Instrument96664
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateMay 9, 2017
Property Address753 SETH DR, VERSAILLES, KY 40383-8696
Document NumberD300/263
Book / PageD300 / 263
Map ReferenceCAB D SL 275
Instrument DateMay 8, 2017
Instrument35808
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address753 SETH DR, 753, VERSAILLES, KY 40383-8696

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address753 SETH DR, VERSAILLES, KY 40383-8696

Mortgage

Document Number35809
DateMay 9, 2017
Instrument35809
Lender
NameWEST END BANK SB
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityVersailles City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,981.00 (-2.81%)$556,000 (+7.96%)$556,000 (+7.96%)
2023$5,125.00$515,000$515,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1989–2015)
Most Recent ClaimApr 2015 · other causes
Claims by Event
  • Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people · EPA ID KY1200439
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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