753 Lakepointe Centre Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 753 Lakepointe Centre Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,281 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Trust Name on File
Last Sale	$235,000 (Jun 2023)
Tax Bill	$3,815 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Transfer + 1 more
APN	`04-33-0-203-026`

Property Details

APN / Parcel Number

Primary APN	`04-33-0-203-026`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,281 sqft Living Area
Basement Area	1,281 sqft
Unfinished Basement	1,281 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	753 LAKEPOINTE CENTRE DR
City	O FALLON
State	IL
Zip	62269-3073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE VILLAS AT LAKEPOINTE LOT 2IN A02785289
Legal Subdivision	THE VILLAS AT LAKEPOINTE
Legal Block	203
Legal Lot Number	2
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3022
Census Tract	504352

Owner

753 Lakepointe Centre Dr is owner-occupied and held in a trust since June 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Trust Name on File
Mailing Address	753 LAKEPOINTE CENTRE DR, O FALLON, IL 62269-3073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Dec 22, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 3, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Dec 22, 2022
Deed Document Number	20232785289
Prior Transfer Date	Dec 16, 2022
Prior Transfer Doc	0002769344
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 30, 2023
Property Address	753 LAKEPOINTE CENTRE DR, O FALLON, IL 62269-3073
Document Number	0A02785289
Map Reference	MB 97 PG 9
Instrument Date	Jun 29, 2023
Instrument	A02785289
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	PINNACLE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	753 LAKEPOINTE CENTRE DR, O FALLON, IL 62269-3073

Mortgage

Document Number	0A02785290
Date	Jun 30, 2023
Instrument	A02785290

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 22, 2022
Property Address	753 LAKEPOINTE CENTRE DR, O FALLON, IL 62269-3073
Document Number	0A02769344
Map Reference	MB 97 PG 9
Instrument Date	Dec 16, 2022
Instrument	A02769344
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	753 LAKEPOINTE CENTRE DR, O FALLON, IL 62269-3073

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Aug 3, 2020
Property Address	753 LAKEPOINTE CENTRE DR, O FALLON, IL 62269-3073
Document Number	00A2660392
Instrument Date	Jul 14, 2020
Instrument	2660392
Transaction Type	Construction Loan
Record Updated	Sep 3, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	753 LAKEPOINTE CENTRE DR O FALLON IL 622693073, O FALLON, IL 62269-3073

Mortgage

Document Number	00A2660392
Date	Aug 3, 2020
Instrument	2660392

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 2, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 753 Lakepointe Centre Dr was $3,815 with exemptions applied, down 18.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,815.00 (-18.13%)	$70,082 (+9.62%) Land $8,694 Building $61,388	$210,246 (+9.62%) Land $26,082 Building $184,164
2024	$4,660.00	$63,932 Land $7,931 Building $56,001	$191,796 Land $23,793 Building $168,003
2022		$52,167 (+0.16%) Land $6,471 Building $45,696	$156,501 (+0.16%) Land $19,413 Building $137,088
2021	$2,567.00 Homeowner's exemption Senior Citizen's exemption	$52,086 Land $6,433 Building $45,653	$156,258 Land $19,299 Building $136,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 753 Lakepointe Centre Dr; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 753 Lakepointe Centre Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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