St. Clair County property record for 7529 River Rd, Cottrellville, MI 48039
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,294 sqft · built 1965 |
| Lot Size | 0.634 acres (27,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $401,000 (Sep 2025) |
| Tax Bill | $3,807 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-17-758-0047-000 |
| Primary APN | 74-17-758-0047-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,294 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 27,617 sqft (0.634 acres) |
| Lot Depth | 471 ft Depth |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7529 RIVER RD |
|---|---|
| City | COTTRELLVILLE |
| State | MI |
| Zip | 48039-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | PART OF LOT 35 DESC AS: BEG ON W LOT LINE S 10D 56M 30S W 268.52' FROM NW COR LOT 35, TH S 10D 56M 30S W 60.68', TH S 71D 10M |
| Legal Subdivision | SUPERVISORS COTTRELL PLAT |
| Legal Lot Number | 35 |
| Legal Unit | 35,35 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COTTRELLVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 645000 |
7529 River Rd is owned and occupied by two individuals who bought it in September 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55228 BENSON CT, UTICA, MI 48316-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage EMORTGAGE FUNDING LLC |
| Aug 8, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Oct 2, 2008 · Amount on File |
| Deed Document Number | 202517935 |
| Deed Book / Page | 5853 / 224 |
| Prior Transfer Date | Jul 21, 2022 |
| Prior Transfer Doc | 0005549812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 22, 2025 |
| Property Address | 7529 RIVER RD, COTTRELLVILLE, MI 48039-3336 |
| Document Number | 0005853224 |
| Book / Page | 5853 / 224 |
| Map Reference | LB 51 PG 31 & 32 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025017935 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,007.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7529 RIVER RD, COTTRELLVILLE, MI 48039-3336 |
| Name | Verified Name |
|---|---|
| Address | 55228 BENSON CT, SHELBY TWP, MI 48316-2828 |
| Document Number | 2025016567 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025016567 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 8, 2022 |
| Property Address | 7529 RIVER RD, COTTRELLVILLE, MI 48039-3336 |
| Document Number | 0005549812 |
| Book / Page | 5549 / 812 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022018678 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7529 RIVER RD, COTTRELLVILLE, MI 48039-3336 |
The 2025 property tax bill for 7529 River Rd was $3,807 with a homeowner's exemption, up 6.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Cottrellville Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,400 (+9.52%) | $358,800 | |
| 2025 | $3,807.00 (+6.94%) Homeowner's exemption | $163,800 | |
| 2024 | $3,560.00 | $327,600 | |
| 2023 | $146,700 | ||
| 2022 | $3,345.00 | $293,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7529 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7529 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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