7528 Little Rd, Toano, VA 23168 Property Records

James City County property record for 7528 Little Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1994
Lot Size	8.06 acres (351,486 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Mar 2026)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-1 01-0-0027`

Property Details

APN / Parcel Number

Primary APN	`21-1 01-0-0027`
Alternative APN	`9311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	351,486 sqft (8.06 acres)
Garage Type	Detached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	9311
Street Address	7528 LITTLE RD
City	TOANO
State	VA
Zip	23168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	PT PEACH PARK
Legal Subdivision	ACREAGE LOTS POWHATAN
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1036
Census Tract	80306

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7528 LITTLE CREEK DAM RD, TOANO, VA 23168-8623
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed, Transfer THE PATSY S DUBAY LIVING TRUST
Feb 26, 2026	Correction Deed
Jul 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Feb 26, 2026 · Amount on Record
Deed Document Number	20263408
Prior Transfer Date	Jul 3, 2019
Prior Transfer Doc	0000010288
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 23, 2026
Property Address	7528 LITTLE RD, TOANO, VA 23168
Document Number	0202603408
Map Reference	MB 74 PG 87
Instrument Date	Mar 18, 2026
Instrument	202603408
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7528 LITTLE CREEK DAM RD, TOANO, VA 23168-8623

Mortgage

Document Number	0202603409
Date	Mar 23, 2026
Instrument	202603409

Lender

Name	THE PATSY S DUBAY LIVING TRUST
Type	Private Party

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Apr 5, 2031

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 26, 2026
Property Address	7528 LITTLE RD, TOANO, VA 23168
Document Number	0202602343
Instrument Date	Feb 20, 2026
Instrument	202602343
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 974, TOANO, VA 23168-0974

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 17, 2019
Property Address	7528 LITTLE CREEK DAM RD, TOANO, VA 23168-8623
Document Number	0000010288
Instrument Date	Jul 3, 2019
Instrument	10288
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 974 TOANO VA 231680974, TOANO, VA 23168-0974

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00 (+23.64%)	$387,200 (+8.61%) Land $217,400 Building $169,800	$387,200 (+8.61%) Land $217,400 Building $169,800
2023		$356,500 Land $208,200 Building $148,300	$356,500 Land $208,200 Building $148,300
2022	$1,675.00 (+7.93%)
2019	$1,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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