7528 Coco Plum, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 7528 Coco Plum, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,013 sqft · built 1990
Lot Size	0.23 acres (10,023 sqft)
Owner	Company Name on File
Last Sale	$393,000 (Jun 2021)
Tax Bill	$5,686 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`412333182001`

Property Details

APN / Parcel Number

Primary APN	`412333182001`
Alternative APNs	`00952620210009` `10004712502`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,013 sqft Living Area
Gross Area	2,763 sqft
1st Floor Area	2,013 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,023 sqft (0.23 acres)
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Slab
Porch Area	360 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620210009
Street Address	7528 COCO PLUM
City	PUNTA GORDA
State	FL
Zip	33955-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC18 BLK404 LT10 1005/558 1054/346 1276/356 1672/901 DC3646/1657-DM 3646/1658 4209/2197 4779/1670 4990/69
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	404
Legal Lot Number	10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2016
Census Tract	10505

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3 BLUE SKY DR, HINGHAM, MA 02043-3007
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 25, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jun 4, 2021	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Jun 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Jun 16, 2017 · Amount on File
Deed Document Number	20212954606
Deed Book / Page	4779 / 1670
Last Transfer Date	May 23, 2022
Transfer Doc	0049900069
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	7528 COCO PLUM, PUNTA GORDA, FL 33955-1051
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BLUE SKY DR, HINGHAM, MA 02043-3007

Mortgage

Document Number	0003280371
Date	Jun 20, 2023
Instrument	3280371

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	May 25, 2022
Property Address	7528 COCO PLUM, PUNTA GORDA, FL 33955-1051
Document Number	0049900069
Book / Page	4990 / 69
Map Reference	MB 10 PG 4-A-4-Q
Instrument Date	May 23, 2022
Instrument	3106799
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 BLUE SKY DR, HINGHAM, MA 02043-3007

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	7528 COCO PLUM, PUNTA GORDA, FL 33955-1051
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BLUE SKY DR, HINGHAM, MA 02043-3007

Mortgage

Document Number	0048990514
Date	Dec 27, 2021
Book Page	4899/514
Instrument	3038145

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 4, 2021
Property Address	7528 COCO PLUM, PUNTA GORDA, FL 33955-1051
Document Number	0047791670
Book / Page	4779 / 1670
Map Reference	MB 10 PG 4-A-4-Q
Instrument Date	Jun 4, 2021
Instrument	2954606
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Tax	$2,751.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	564 SANDERLING COURT, 564, SECAUCUS XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BLUE SKY DR, HINGHAM, MA 02043-3007

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 16, 2017
Property Address	7528 COCO PLUM, PUNTA GORDA, FL 33955-1051
Document Number	0042092197
Book / Page	004209 / 002197
Instrument Date	Jun 15, 2017
Instrument	2531731
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,699.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 SANDERLING CT SECAUCUS NJ 070942220, SECAUCUS, NJ 07094-2220

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,686.00 (-9.83%)	$342,149 (+1.65%) Land $46,750 Building $295,399	$342,149 (-4.06%) Land $46,750 Building $295,399
2024	$6,306.00 (+2.3%)
2023	$6,164.00 (+17.54%)	$336,602 (+1%)	$356,613 (+16.54%) Land $57,000 Building $299,613
2022	$5,244.00	$306,002 Land $46,750 Building $259,252	$306,002 Land $46,750 Building $259,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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