Cayuga County and Montezuma Town property record for 7528 Armbruster Rd, Cayuga, NY 13034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,853 sqft · built 1900 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,615 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054000 98.00-1-8.331 |
| Primary APN | 054000 98.00-1-8.331 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,853 sqft Living Area |
| 1st Floor Area | 1,069 sqft |
| 2nd Floor Area | 784 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 73,616 sqft (1.69 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 248 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11003060 |
|---|---|
| Street Address | 7528 ARMBRUSTER RD |
| City | CAYUGA |
| State | NY |
| Zip | 13034-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Block | 1 |
| Legal Lot Number | 8.331 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | MONTEZUMA |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 40500 |
Source: Cayuga County and Montezuma Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7528 ARMBRUSTER RD, CAYUGA, NY 13034-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 10, 2014 |
| Transfer Doc | 0015660140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | May 22, 2026 |
| Property Address | 7528 ARMBRUSTER RD, CAYUGA, NY 13034-3131 |
| Document Number | 0000243373 |
| Book / Page | 4739 / 278 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026243373 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TIMES SQUARE ABSTRACT LLC, TIMES SQUARE ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 3380 STATE ROUTE 414, SENECA FALLS, NY 13148-9519 |
| Document Number | 0000243373, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 4739/278 |
| Instrument | 2026243373 |
| Name | LYONS NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cayuga County and Montezuma Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Montezuma Town |
| Unified School District | Port Byron Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,615.00 (+6.75%) | ||
| 2025 | $4,323.00 (+8.7%) | $87,000 (-) Land $15,400 Building $71,600 | $223,077 (+43.59%) Land $39,487 Building $183,590 |
| 2024 | $3,977.00 (+359.24%) | ||
| 2023 | $87,000 Land $15,400 Building $71,600 | $155,357 Land $27,500 Building $127,857 | |
| 2020 | $866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2007) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
4G LTE only, no 5G reported
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