7527 Ridge Rd, Frederick, MD 21702 Property Records

Frederick County property record for 7527 Ridge Rd, Frederick, MD 21702 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1961
Square Footage	1,992 sqft Living Area
Lot Size	30,056 sqft (0.69 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$359,000 (2006)
Tax Bill	$2,975.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`24-458911`
Alternative APN	`458911`

Interior

Full Baths	2 Baths
Building Area	1,992 sqft Living Area
Gross Area	2,392 sqft Gross Area
1st Floor	1,206 sqft 1st Floor
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level Style
Exterior Material	Combination Exterior
Construction Type	Brick Construction
Roof Material	Composition Shingle Roof
Lot Area	30,056 sqft (0.69 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Deck Area	100 sqft Deck

Utilities and HVAC

Heating System	HVAC Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	458911
Street Address	7527 RIDGE RD
City	FREDERICK
State	MD
Zip	21702-3519
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT #28, 0.69 AC E/S RIDGE RD.
Legal Subdivision	CATOCTIN ACRES
Legal Lot Number	28
Jurisdiction	FREDERICK MD
Minor Civil Division	24, BRADDOCK
Census Blockgroup	1
Census Block	1011
Census Tract	752603

Owner

Source: Frederick County records · APN 24-458911

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7527 RIDGE RD, FREDERICK, MD 21702-3519
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2006 · Amount on Record
Deed Sale	Oct 04, 2006 · Amount on Record
Prior Sale	Apr 17, 2002 · Amount on Record
Deed Doc Number	200666818
Deed Book / Page	6253 / 113
Last Transfer Date	Mar 25, 2013
Transfer Doc	0094750458
Record Refreshed	Jun 08, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	7527 RIDGE RD, FREDERICK, MD 21702-3519
Document Number	0118300040
Instrument Date	Apr 05, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7527 RIDGE RD FREDERICK MD 217023519, FREDERICK, MD 21702-3519

Mortgage

Document Number	0118300040
Date	May 22, 2017
Book Page	011830/000040

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37230-5053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,067 (+30.11%)	$321,400 (+45.17%) Land $151,000 Building $170,400
2024	$2,975.00 (+8.5%)
2023	$2,742.00 Homeowner's exemption	$221,400 Land $92,300 Building $129,100	$221,400 Land $92,300 Building $129,100

Flood & Wildfire

7527 Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.