7525 Studley Rd, Mechanicsville, VA 23116 Property Records

Hanover County property record for 7525 Studley Rd, Mechanicsville, VA 23116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1968
Lot Size	0.415 acres (18,077 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2006)
Tax Bill	$2,942 (2026)
Deeds & Mortgages	Apr 2024 Refinance Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8716-24-5166`

Property Details

APN / Parcel Number

Primary APN	`8716-24-5166`
Alternative APN	`10160992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	18,077 sqft (0.415 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10160992
Street Address	7525 STUDLEY RD
City	MECHANICSVILLE
State	VA
Zip	23116-4173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	AVONDALE LOT 2 BLK A SEC A
Legal Subdivision	AVONDALE
Legal Block	A
Legal Lot Number	2
Jurisdiction	HANOVER VA
Township / Civil Division	CHICKAHOMINY
Census Block Group	1
Census Block	1000
Census Tract	320901

Owner

7525 Studley Rd is owned and occupied by an individual who bought it in July 2006.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7525 STUDLEY RD, MECHANICSVILLE, VA 23116-4173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GOODLEAP LLC
Feb 6, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2006 · Amount on File
Deed Sale	Jul 24, 2006 · Amount on File
Prior Sale	Nov 25, 2002 · Amount on File
Deed Book / Page	2741 / 444
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	7525 STUDLEY RD, MECHANICSVILLE, VA 23116-4173
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003393480
Date	Apr 8, 2024
Book Page	3393/480
Instrument	20240408000029560

Lender

Name	GOODLEAP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.25%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	7525 STUDLEY RD, MECHANICSVILLE, VA 23116-4173
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7525 STUDLEY RD, MECHANICSVILLE, VA 23116-4173

Mortgage

Document Number	0003437201
Date	Feb 6, 2026
Book Page	3437/201
Instrument	20260206000013370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.14%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.14%
Max Rate At Change	5.14%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 7525 Studley Rd was $2,942.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,942.00	$363,300 Land $82,400 Building $280,900	$363,300 Land $82,400 Building $280,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7525 Studley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7525 Studley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVONDALE private · serves 1,285 people · EPA ID VA4085047
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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