7524 Palma Ave, Hughson, CA 95326 Property Records

Stanislaus County property record for 7524 Palma Ave, Hughson, CA 95326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 1990
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (May 2013)
Tax Bill	$2,697 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-075-028-000`

Property Details

APN / Parcel Number

Primary APN	`018-075-028-000`
Alternative APNs	`0187528000` `0187528`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7524 PALMA AVE
City	HUGHSON
State	CA
Zip	95326-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP E2 70-74
Legal Subdivision	BAVARO ESTATES 03 04
Legal Block	1
Legal Lot Number	28
Jurisdiction	STANISLAUS CA
Township / Civil Division	HUGHSON
Census Block Group	1
Census Block	1008
Census Tract	2904

Owner

7524 Palma Ave is owned and occupied by an individual who bought it in May 2013.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	7524 PALMA AVE, HUGHSON, CA 95326-9658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED TRUST BANK
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2018	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Mar 26, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NOW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2013 · Amount on File
Deed Sale	May 31, 2013 · Amount on File
Prior Sale	May 28, 2010 · Amount on File
Deed Document Number	201346667
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	May 1, 2026
Property Address	7524 PALMA AVE, HUGHSON, CA 95326-9658
Document Number	0000024440
Instrument Date	Apr 24, 2026
Instrument	202624440
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 PALMA AVE, HUGHSON, CA 95326-9658

Mortgage

Document Number	0000024440,
Date	May 1, 2026
Instrument	202624440

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7524 PALMA AVE, HUGHSON, CA 95326-9658
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 PALMA AVE, HUGHSON, CA 95326-9658

Mortgage

Document Number	0000006986
Date	Jan 31, 2022
Instrument	2022-0006986

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7524 PALMA AVE, HUGHSON, CA 95326-9658
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 PALMA AVE, HUGHSON, CA 95326-9658

Mortgage

Document Number	0000039434
Date	Apr 23, 2021
Instrument	2021-0039434

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Apr 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7524 PALMA AVE, HUGHSON, CA 95326-9658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058804
Date	Aug 28, 2018
Instrument	2018-0058804

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7524 PALMA AVE, HUGHSON, CA 95326-9658
Document Number	0000023081
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 PALMA AVE HUGHSON CA 953269658, HUGHSON, CA 95326-9658

Mortgage

Document Number	0000023081
Date	Mar 31, 2020
Instrument	23081

Lender

Name	MORTGAGE NOW
Type	Mortgage Company
Address	SHREWSBURY, NJ 07702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 7524 Palma Ave was $2,697 with a homeowner's exemption, up 0.3% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Hughson City
Unified School District	Hughson Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,697.00 (+0.26%) Homeowner's exemption	$242,406 (+2%) Land $56,517 Building $185,889
2025	$2,690.00 Homeowner's exemption	$237,654 Land $55,409 Building $182,245
2023	$2,465.00 (+1.69%) Homeowner's exemption	$228,427 Land $53,258 Building $175,169
2022	$2,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7524 Palma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7524 Palma Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUGHSON serves 7,977 people · EPA ID CA5010008
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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