7524 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 7524 Oak Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,100 sqft · built 1938
Lot Size0.212 acres (9,278 sqft)
OwnerIndividual Name on Record
Last Sale$945,000 (Nov 2024)
Tax Bill$6,864 (2024)
Deeds & MortgagesAug 2023 Mortgage
Apr 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-42-0286-0004

Property Details

APN / Parcel Number

Primary APN001-25-42-0286-0004
Alternative APNs
  • 45-05-32-202-015.000-004
  • 254202860004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,100 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1985
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area9,278 sqft (0.212 acres)
Lot Dimensions239 ft deep x 39 ft wide
TerrainRolling
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number001-25-42-0286-0004
Old Parcel Number254202860004
Street Address7524 OAK AVE
CityGARY
StateIN
Zip46403-1273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE. E. EVAN'S RESUB. EX. S. 100 X 1 FT. & N. 137 X 2 FT. OF W. SIDE OF L.4
Legal SubdivisionE E EVANS RESUB
Legal Lot Number4
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1001
Census Tract10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7524 OAK AVE, GARY, IN 46403-1273
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Apr 20, 2020Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK
Jul 28, 2020Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2024 · Amount on Record
Deed SaleNov 18, 2024 · Amount on Record
Prior SaleJan 14, 2015
Deed Document Number0000039665
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7524 OAK AVE, GARY, IN 46403-1273
Transaction TypeMortgage
Record UpdatedAug 15, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7524 OAK AVE, GARY, IN 46403-1273

Mortgage

Document Number0000024962
DateAug 3, 2023
Instrument2023-524962
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7524 OAK AVE, GARY, IN 46403-1273
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021121
DateApr 20, 2020
Instrument2020 021121
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 14, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7524 OAK AVE, GARY, IN 46403-1273
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047640
DateJul 28, 2020
Instrument2020 047640
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$920,600 (+106.69%) Land $648,800 Building $271,800$920,600 (+106.69%) Land $648,800 Building $271,800
2024$6,864.00 (+55.01%)
2023$445,400 (+31.93%) Land $324,000 Building $121,400$445,400 (+31.93%) Land $324,000 Building $121,400
2022$4,428.00 Homeowner's exemption$337,600 Land $204,600 Building $133,000$337,600 Land $204,600 Building $133,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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