Martin County property record for 7521 SW Harbor Cove Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,033 sqft · built 2018 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $381,990 (Mar 2019) |
| Tax Bill | $4,807 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 55-38-41-312-000-0015.0-0-0000 |
| Primary APN | 55-38-41-312-000-0015.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,033 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 2,033 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1117204 |
|---|---|
| Street Address | 7521 SW HARBOR COVE DR |
| City | STUART |
| State | FL |
| Zip | 34997-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 TIDEWATER POINT ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 17 PAGE 42 PUBLIC RECORDS OF MARTIN COUNTY FLORIDA |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | TIDEWATER POINT |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1103 |
Source: Martin County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7521 SW HARBOR COVE DR, STUART, FL 34997-7405 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Mar 6, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2019 · Amount on Record |
| Deed Sale | Mar 6, 2019 · Amount on Record |
| Deed Document Number | 20192742416 |
| Deed Book / Page | 3045 / 553 |
| Last Transfer Date | Jun 20, 2025 |
| Transfer Doc | 0035052833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 8, 2021 |
| Property Address | 7521 SW HARBOR COVE DR, STUART, FL 34997-7405 |
| Document Number | 0032040943 |
| Book / Page | 3204 / 943 |
| Map Reference | MB 17 PG 42 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2873029 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7251 SW HARBOR COVE DR, STUART, FL 34997-7400 |
| Document Number | 0003204930 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 3204/930 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 6, 2019 |
| Property Address | 7521 SW HARBOR COVE DR, STUART, FL 34997-7405 |
| Document Number | 0030450553 |
| Book / Page | 3045 / 0553 |
| Map Reference | MB 17 PG 42 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 2742416 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,674.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6123 LYONS RD # 101, 6123, COCONUT CREEK, FL 33073-4738 |
| Name | Verified Name |
|---|---|
| Address | 7521 SW HARBOR, STUART, FL 34997 |
| Document Number | 0002742417 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 2742417 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,807.00 (-0.6%) | $317,755 (+5.99%) | $514,010 (+14.69%) Land $240,000 Building $274,010 |
| 2024 | $4,836.00 (+2.13%) | ||
| 2023 | $4,735.00 (+3.7%) Additional exemption filed | $299,806 (+3%) | $448,160 (+17.91%) Land $155,000 Building $293,160 |
| 2022 | $4,566.00 Homeowner's exemption | $291,074 | $380,100 Land $125,400 Building $254,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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