75209 38th Ave, Covert, MI 49043 Property Records

Van Buren County property record for 75209 38th Ave, Covert, MI 49043

Property Summary

Property Type	Manufactured or Modular Home
Details	1 ba · 1,080 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,000 (Feb 2000)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`80-07-022-035-00`

Property Details

APN / Parcel Number

Primary APN	`80-07-022-035-00`

Interior

Full Baths	1 Bath
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modular
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	75209 38TH AVE
City	COVERT
State	MI
Zip	49043-9726
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AG
Legal Description	358-B1 22-2-17 584-438 1278-218 1283-71 1498-49 * W 5 ACRES OF E 1/2 OF NE 1/4 OF SW 1/4 OF SEC.
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	2
Census Block	2038
Census Tract	10600

Owner

Source: Van Buren County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75209 38TH AVE, COVERT, MI 49043-9726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · ARM OAK MORTGAGE LLC
Feb 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2000 · Amount on Record
Deed Sale	Feb 1, 2000 · Amount on Record
Deed Book / Page	1283 / 71
Last Transfer Date	Aug 28, 2024
Transfer Doc	001769/422
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	75209 38TH AVE, COVERT, MI 49043-9726
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1688/0056
Date	Aug 16, 2019
Book Page	1688/0056

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN BUREN MI
Recording Date	Feb 4, 2019
Property Address	75209 38TH AVE, COVERT, MI 49043-9726
Document Number	1679/0181
Book / Page	1679 / 0181
Instrument Date	Jan 25, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 W MAIN ST, 530, HARTFORD, MI 49057-1078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75209 38TH AVE, COVERT, MI 49043-9726

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$61,000 (-15.4%)	$122,000 (-15.4%)
2025	$72,100 (+58.81%)	$144,200 (+58.81%)
2023	$45,400	$90,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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