Lincoln County property record for 7520 W Berkeley Rd, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,395 sqft · built 2013 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jun 2025) |
| Tax Bill | $3,214 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-26-5852 |
| Primary APN | 4603-26-5852 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,395 sqft Living Area |
| Basement Area | 1,074 sqft |
| Finished Basement | 1,074 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Custom Design |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 310829 |
|---|---|
| Street Address | 7520 W BERKELEY RD |
| City | DENVER |
| State | NC |
| Zip | 28037-8789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #27 LT VILLAGES OF DENV |
| Legal Subdivision | VILLAGES OF DENVER |
| Legal Lot Number | 27 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 71101 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7520 W BERKELEY RD, DENVER, NC 28037-8789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Apr 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLEGACY FCU |
| May 15, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on Record |
| Deed Sale | Jun 6, 2025 · Amount on Record |
| Prior Sale | Mar 31, 2023 · Amount on Record |
| Deed Document Number | 2025695152 |
| Deed Book / Page | 3413 / 615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 31, 2023 |
| Property Address | 7520 W BERKELEY RD, DENVER, NC 28037-8789 |
| Document Number | 0003238928 |
| Book / Page | 3238 / 928 |
| Map Reference | MB 14 PG 160&161 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 665389 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $956.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1501, DENVER, NC 28037-1501 |
| Name | Verified Name |
|---|---|
| Address | 7520 W BERKELEY RD, DENVER, NC 28037-8789 |
| Investor | Possibly a Property Investor |
| Document Number | 0000665390 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 665390 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7520 W BERKELEY RD, DENVER, NC 28037-8789 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003156632 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 3156/632 |
| Instrument | 650837 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7520 W BERKELEY RD, DENVER, NC 28037-8789 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003156623 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 3156/623 |
| Instrument | 650836 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 27, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7520 W BERKELEY RD, DENVER, NC 28037-8789 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002908389 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 2908/389 |
| Instrument | 608828 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,214.00 (+1.04%) | $509,014 (-) Land $77,000 Building $432,014 | $509,014 (-) Land $77,000 Building $432,014 |
| 2023 | $3,181.00 | $509,014 Land $77,000 Building $432,014 | $509,014 Land $77,000 Building $432,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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