7520 Shadowstone Dr, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 7520 Shadowstone Dr, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,982 sqft · built 1999
Lot Size0.206 acres (8,973 sqft)
Owner2 Individual Names on File
Last Sale$462,000 (Feb 2026)
Tax Bill$3,396 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN213-484-06

Property Details

APN / Parcel Number

Primary APN213-484-06

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,982 sqft Living Area
1st Floor Area1,982 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,973 sqft (0.206 acres)
Garage Area400 sqft
PorchEnclosed/Finished Porch
Porch Area296 sqft
Patio Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7520 SHADOWSTONE DR
CityCHARLOTTE
StateNC
Zip28270-3007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL39 M29-472
Legal SubdivisionSARDIS PARK PH 01 MAP 03
Legal Block4
Legal Lot Number39
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3012
Census Tract5811

Owner

7520 Shadowstone Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Mecklenburg County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address7520 SHADOWSTONE DR, CHARLOTTE, NC 28270-3007
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Aug 26, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2026 · Amount on File
Deed SaleFeb 25, 2026 · Amount on File
Prior SaleAug 26, 2022 · Amount on File
Deed Document Number202618714
Deed Book / Page40224 / 311
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 25, 2026
Property Address7520 SHADOWSTONE DR, CHARLOTTE, NC 28270-3007
Document Number0000018714
Book / Page40224 / 311
Map ReferenceMB 29 PG 472
Instrument DateFeb 25, 2026
Instrument2026018714
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyCARDINAL TITLE CENTER LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$924.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5803 COULEE LN, CHARLOTTE, NC 28215-1025

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7520 SHADOWSTONE DR, CHARLOTTE, NC 28270-3007

Mortgage

Document Number0000018715
DateFeb 25, 2026
Instrument2026018715
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 26, 2022
Property Address7520 SHADOWSTONE DR, CHARLOTTE, NC 28270-3007
Document Number0000123065
Book / Page37602 / 582
Map ReferenceMB 29 PG 472
Instrument DateAug 26, 2022
Instrument2022123065
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyHARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$844.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1303 FENNER CT, FRANKLIN, TN 37067-8538

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7520 SHADOWSTONE DR, CHARLOTTE, NC 28270-3007

Mortgage

Document Number0000123066
DateAug 26, 2022
Instrument2022123066
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7520 Shadowstone Dr was $3,396, up 1.8% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,396.00 (+1.83%)$420,200 Land $81,000 Building $339,200$420,200 Land $81,000 Building $339,200
2024$3,335.00
2023$420,200 Land $81,000 Building $339,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7520 Shadowstone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7520 Shadowstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shadowstone Dr

Nearby Streets

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