7520 S Cir S Dr, Hereford, AZ 85615 Property Records

Cochise County property record for 7520 S Cir S Dr, Hereford, AZ 85615

Property Summary

Property Type	Single Family Home
Details	3,039 sqft · built 1995
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2025)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`104-08-031S`

Property Details

APN / Parcel Number

Primary APN	`104-08-031S`
Alternative APN	`104-08-031S2`

Interior

Stories	2 Stories
Building Area	3,039 sqft Living Area
Gross Area	3,561 sqft
1st Floor Area	3,039 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	104-08-031S2
Street Address	7520 S CIRCLE S DR
City	HEREFORD
State	AZ
Zip	85615-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR36
Legal Description	POR OF SESENW SEC 17 BY M&B COM AT CNTR SAID SEC 17 THN N0DEG 10M IN E314.03 TO POB CONT N0DEG 10MIN E154.9 N89DEG 42MIN W342 S0 DEG 10MIN W154.9 S89DEG 42MIN E342 M/L TO POB SEC 17 R23 R21 1.216AC
Legal Range	21
Legal Township	23
Legal Section	17
Jurisdiction	COCHISE AZ
Township / Civil Division	BISBEE
Census Block Group	2
Census Block	2001
Census Tract	2100

Owner

Source: Cochise County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7520 S CIRCLE S DR, HEREFORD, AZ 85615-9604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNSTREET MORTGAGE LLC
Sep 5, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 15, 2023	Intrafamily Transfer, Transfer
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Apr 6, 2023 · Amount on Record
Deed Document Number	202516127
Prior Transfer Date	Nov 14, 2023
Prior Transfer Doc	0000020913
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	7520 S CIRCLE S DR, HEREFORD, AZ 85615-9604
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006275
Date	Mar 9, 2021
Instrument	2021-06275

Lender

Name	SUNSTREET MORTGAGE LLC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Sep 5, 2025
Property Address	7520 S CIRCLE S DR, HEREFORD, AZ 85615-9604
Document Number	0000016127
Instrument Date	Sep 3, 2025
Instrument	2025-16127
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2539 WALNUT STREET, PORT HURON, MI 48060-2848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7520 S CIRCLE S DR, HEREFORD, AZ 85615-9604

Mortgage

Document Number	0000016128
Date	Sep 5, 2025
Instrument	2025-16128

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCHISE AZ
Recording Date	Nov 15, 2023
Property Address	7520 S CIRCLE S DR, HEREFORD, AZ 85615-9604
Document Number	0000020913
Instrument Date	Nov 14, 2023
Instrument	2023-20913
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7520 S CIRCLE S DR, HEREFORD, AZ 85615-9604

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Apr 6, 2023
Property Address	7520 S CIRCLE S DR, HEREFORD, AZ 85615-9604
Document Number	0000006159
Instrument Date	Mar 31, 2023
Instrument	2023-06159
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7520 S 3 DR, HEREFORD, AZ 85615

Mortgage

Document Number	0000006160
Date	Apr 6, 2023
Instrument	2023-06160

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	7520 S CIRCLE S DR, HEREFORD, AZ 85615-9604
Document Number	0000008530
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7520 S CIRCLE S DR HEREFORD AZ 856159604, HEREFORD, AZ 85615-9604

Mortgage

Document Number	0000008530
Date	May 1, 2017
Instrument	8530

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Elementary School District	Palominas Elementary District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,456 (+0.42%) Land $4,099 Building $23,357	$274,560 (+0.43%) Land $40,992 Building $233,568
2025	$2,630.00 (+4.91%)	$27,340 (+1.39%) Land $4,099 Building $23,241	$273,398 (+1.39%) Land $40,992 Building $232,406
2024	$2,507.00 (-0.08%)	$26,964 (+22.98%) Land $4,099 Building $22,865	$269,643 (+22.99%) Land $40,992 Building $228,651
2023	$2,509.00 (+2.41%)	$21,925 Land $2,708 Building $19,217	$219,248 Land $27,080 Building $192,168
2022	$2,450.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2011–2016)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN SUNRISE WC COCHISE HORSESHOE private · serves 1,588 people · EPA ID AZ0402011
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
HPAZ.net Fixed Wireless	100 / 25
Integrated Elements Unlimited Fixed Wireless	100 / 8
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Cox Communications.

Nearby Properties on S Cir S Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures