7520 Mount Olive Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 7520 Mount Olive Rd, Concord, NC 28025

Property Summary

Property TypeRural Home
Details1 bd · 1 ba · 624 sqft · built 1993
Lot Size1.8 acres (78,844 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Aug 2020)
Tax Bill$972 (2023)
Deeds & MortgagesMar 2022 Line of Credit
Mar 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN5661 76 7297

Property Details

APN / Parcel Number

Primary APN5661 76 7297
Alternative APNs
  • 08002 0012.800000
  • 139495

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area624 sqft Living Area
Gross Area1,248 sqft
1st Floor Area624 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area78,844 sqft (1.8 acres)
Lot Width412 ft Width
Garage TypeUnfinished
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Deck Area16 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number139495
Street Address7520 MOUNT OLIVE RD
CityCONCORD
StateNC
Zip28025-1362
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionSOUTH SIDE MT OLIVE RD
JurisdictionCABARRUS NC
Township / Civil Division8, MOUNT PLEASANT
Census Block Group1
Census Block1000
Census Tract41702

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7520 MOUNT OLIVE RD, CONCORD, NC 28025-1362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 15, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 6, 2020Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Apr 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Prior SaleApr 19, 2018
Deed Document Number0014393293
Deed Book / Page14393 / 293
Record UpdatedJun 7, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address7520 MOUNT OLIVE RD, CONCORD, NC 28025-1362
Transaction TypeMortgage
Record UpdatedMay 2, 2024
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015913244
DateMar 18, 2022
Book Page15913/244
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address7520 MOUNT OLIVE RD, CONCORD, NC 28025-1362
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001685237
DateMar 15, 2024
Book Page16852/37
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 5, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 6, 2020
Property Address7520 MOUNT OLIVE RD, CONCORD, NC 28025-1362
Document Number0014393293
Book / Page14393 / 293
Instrument DateAug 6, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 685, MOUNT PLEASANT, NC 28124-0685

Transferred To (Grantee/Buyer)

NameVerified Name
Address7520 MOUNT OLIVE RD, CONCORD, NC 28025-1362

Mortgage

Document Number0014393296
DateAug 6, 2020
Instrument14393/296
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCABARRUS NC
Recording DateApr 19, 2018
Property Address7520 MOUNT OLIVE RD, CONCORD, NC 28025-1362
Document Number12963310
Book / Page012963 / 000310
Instrument DateApr 19, 2018
Instrument9067
Transaction TypeTransfer
Record UpdatedMay 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 685 MOUNT PLEASANT NC 281240685, MOUNT PLEASANT, NC 28124-0685

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$972.00$113,260 Land $35,300 Building $77,960$113,260 Land $35,300 Building $77,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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