7520 Lott Rd, Wilmer, AL 36587 Property Records

Mobile County property record for 7520 Lott Rd, Wilmer, AL 36587

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,687 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$75,555 (Sep 2019)
Tax Bill	$585 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`99495`

Property Details

APN / Parcel Number

Primary APN	`99495`
Alternative APNs	`17 08 28 0 000 007.XXX` `00099495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	1,687 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	94 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	99495
Street Address	7520 LOTT RD
City	WILMER
State	AL
Zip	36587-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM SE COR OF SEC 28 T2S R3W RUN TH S ALG E/L OF SEC 28 2600.85 FT TO A PT ON N/L OF LOTT RD TH RUN N 34 DEG 16 MIN 30 SEC W
Legal Range	02S
Legal Township	02S
Legal Section	28
Legal Subdivision	INTERIM ZONE
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1033
Census Tract	6104

Owner

7520 Lott Rd is owned and occupied by an individual who bought it in September 2019.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	7520 LOTT RD, WILMER, AL 36587-9406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Sep 20, 2019	Special Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jun 20, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	201955860
Prior Transfer Date	Jun 12, 2019
Prior Transfer Doc	0000034804
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	May 29, 2026
Property Address	7520 LOTT RD, WILMER, AL 36587-9406
Document Number	0000031774
Instrument Date	May 22, 2026
Instrument	202631774
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7520 LOTT RD, WILMER, AL 36587-9406

Mortgage

Document Number	0000031774,
Date	May 29, 2026
Instrument	202631774

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7520 LOTT RD, WILMER, AL 36587-9406
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7662 LOTT RD, WILMER, AL 36587-9512

Mortgage

Document Number	0000075372
Date	Nov 16, 2021
Instrument	2021075372

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MOBILE, AL 36602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Sep 17, 2031

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 20, 2019
Property Address	7520 LOTT RD, WILMER, AL 36587-9406
Document Number	0000055860
Instrument Date	Sep 12, 2019
Instrument	2019055860
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7520 LOTT RD, WILMER, AL 36587-9406

Mortgage

Document Number	0000055861
Date	Sep 20, 2019
Instrument	2019055861

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 20, 2019
Property Address	7520 LOTT RD, WILMER, AL 36587-9406
Document Number	0000034804
Instrument Date	Jun 12, 2019
Instrument	34804
Transaction Type	Foreclosure
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$115.81
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1AI OKLAHOMA CITY OK 731072442, 1AI, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7520 Lott Rd was $585 with a homeowner's exemption, up 4.1% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00 (+4.09%) Homeowner's exemption	$13,450 (+3.62%) Land $1,200 Building $12,250	$134,500 (+3.62%) Land $12,000 Building $122,500
2024	$562.00 (+13.31%) Homeowner's exemption	$12,980 (+11.9%) Land $1,200 Building $11,780	$129,800 (+11.9%) Land $12,000 Building $117,800
2023	$496.00 Homeowner's exemption	$11,600 Land $1,000 Building $10,600	$116,000 Land $10,000 Building $106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7520 Lott Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1990–1998)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7520 Lott Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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