Hamilton County property record for 7520 Gaines Rd, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1947 |
| Lot Size | 0.519 acres (22,608 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,999 (Dec 2024) |
| Tax Bill | $4,334 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0221-0009-00 |
| Primary APN | 510-0221-0009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 22,608 sqft (0.519 acres) |
| Lot Dimensions | 300 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7520 GAINES RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAINES RD 75 X 300 R1-T2-S19 NE PARS 9-10 CONS |
| Legal Range | 01 |
| Legal Township | 02 |
| Legal Section | 19 |
| Legal Subdivision | FRIENDLY ACRES PT 02 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20707 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7520 GAINES RD, CINCINNATI, OH 45247-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| May 27, 2020 | Deed of Trust, Mortgage · VA Mortgage TCF NAT'L BK |
| Jun 28, 2019 | Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 0000088554 |
| Deed Book / Page | 15311 / 863 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7520 GAINES RD, CINCINNATI, OH 45247-3412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000005463 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 15089/791 |
| Instrument | 2024-0005463 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7520 GAINES RD, CINCINNATI, OH 45247-3412 |
| Document Number | 0000051770 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7520 GAINES RD CINCINNATI OH 452473412, CINCINNATI, OH 45247-3412 |
| Document Number | 0000051770 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 014181/001811 |
| Instrument | 51770 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 28, 2019 |
| Property Address | 7520 GAINES RD, CINCINNATI, OH 45247-3412 |
| Document Number | 0000051947 |
| Book / Page | 13949 / 02477 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019-0051947 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7520 GAINES RD, CINCINNATI, OH 45247-3412 |
| Document Number | 0000051949 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019-0051949 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,334.00 (+3.09%) | $75,212 (-) Land $19,320 Building $55,892 | |
| 2024 | $4,204.00 (+4.01%) | $75,212 (-) Land $19,320 Building $55,892 | |
| 2023 | $4,042.00 (-1.32%) | $75,212 (+23.5%) Land $19,320 Building $55,892 | $214,890 (+23.5%) Land $55,200 Building $159,690 |
| 2022 | $4,096.00 Homeowner's exemption | $60,901 Land $17,245 Building $43,656 | |
| 2020 | $174,000 Land $49,270 Building $124,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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