7520 Courthouse Rd, Providence Forge, VA 23140 Property Records

Charles City County property record for 7520 Courthouse Rd, Providence Forge, VA 23140

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 2,294 sqft · built 2020
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Aug 2020)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27 10 1`

Property Details

APN / Parcel Number

Primary APN	`27 10 1`
Alternative APN	`6941`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,294 sqft Gross Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modular
Lot Area	119,354 sqft (2.74 acres)

Location & Zoning

Account Number	6941
Street Address	7520 COURTHOUSE RD
City	PROVIDENCE FORGE
State	VA
Zip	23140-2525
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	WILCRIS-PARCEL 1 PS#302 DB186-44,197-172 IN#20-136
Legal Subdivision	WILCRIS
Jurisdiction	CHARLES CITY VA
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	600300

Owner

Source: Charles City County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7520 COURTHOUSE RD, PROVIDENCE FORGE, VA 23140-2525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Aug 20, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage VANDERBILT MORTGAGE AND FINANCE INC
Feb 21, 2020	Warranty Deed, Transfer COMMONWEALTH ABSTRACT AND SETTLE SERVICES, COMMONWEALTH ESC & TITLE SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	2020628
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES CITY VA
Recording Date	Jun 30, 2026
Property Address	7520 COURTHOUSE RD, PROVIDENCE FORGE, VA 23140-2525
Document Number	0000000527
Instrument Date	Jun 22, 2026
Instrument	2026527
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	7520 COURTHOUSE RD, PROVIDENCE FORGE, VA 23140-2525

Mortgage

Document Number	0000000527,
Date	Jun 30, 2026
Instrument	2026527

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 26, 2046

Interest

Rate Type	Fixed Rate
Rate	11.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES CITY VA
Property Address	7520 COURTHOUSE RD, PROVIDENCE FORGE, VA 23140-2525
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200263
Date	Mar 25, 2022
Instrument	202200263

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 17, 2052

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLES CITY VA
Recording Date	Aug 20, 2020
Property Address	7520 COURTHOUSE RD, PROVIDENCE FORGE, VA 23140-2525
Document Number	0202000628
Instrument Date	Aug 4, 2020
Instrument	202000628
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 1, 2022
Title Company	COMMONWEALTH ESCROW AND TITLE, COMMONWEALTH ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7520 COURTHOUSE RD, PROVIDENCE FORGE, VA 23140-2525

Mortgage

Document Number	0202000629
Date	Aug 20, 2020
Instrument	202000629

Lender

Name	VANDERBILT MORTGAGE AND FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLES CITY VA
Recording Date	Feb 21, 2020
Property Address	7520 COURTHOUSE RD, PROVIDENCE FORGE, VA 23140-2525
Document Number	0202000136
Instrument Date	Jan 8, 2020
Instrument	202000136
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	COMMONWEALTH ABSTRACT AND SETTLE SERVICES, COMMONWEALTH ESC & TITLE SVC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 CLAYTON RD, MARYVILLE, TN 37804
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charles City County assessment roll, as of July 11, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Charles City County
Unified School District	Charles City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,178.00	$315,600 Land $29,100 Building $286,500	$315,600 Land $29,100 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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