7520 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7520 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,736 sqft · built 2016
Lot Size	0.154 acres (6,710 sqft)
Owner	Individual Name on Record
Last Sale	$290,900 (Nov 2021)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R319175`

Property Details

APN / Parcel Number

Primary APN	`R319175`
Alternative APN	`R1269000000001500000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,710 sqft (0.154 acres)
Lot Dimensions	110 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7520 86TH ST
City	LUBBOCK
State	TX
Zip	79424-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE WAY L 150
Legal Subdivision	CAMBRIDGE WAY
Legal Lot Number	150
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1028
Census Tract	10412

Owner

Source: Lubbock County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7520 86TH ST, LUBBOCK, TX 79424-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit WESTERN TITLE
Nov 10, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST BANK & TRUST OF MEMPHIS
Mar 6, 2017	Vendor's Lien, Transfer · FHA Mortgage CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	202157915
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0000057915
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	May 18, 2026
Property Address	7520 86TH ST, LUBBOCK, TX 79424-7710
Document Number	0000018896
Instrument Date	May 15, 2026
Instrument	202618896
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7520 86TH ST, LUBBOCK, TX 79424-7710

Mortgage

Document Number	0000018896,
Date	May 18, 2026
Instrument	202618896

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 10, 2021
Property Address	7520 86TH ST, LUBBOCK, TX 79424-7710
Document Number	0000057915
Map Reference	DOC 2011014318
Instrument Date	Nov 9, 2021
Instrument	2021057915
Transaction Type	Transfer
Record Updated	Oct 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 PRESOTN TRAILS #BB, 1215, LUBBOCK, TX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7520 86TH ST, LUBBOCK, TX 79424-7710

Mortgage

Document Number	0000057916
Date	Nov 10, 2021
Instrument	2021057916

Lender

Name	FIRST BANK & TRUST OF MEMPHIS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 6, 2017
Property Address	7520 86TH ST, LUBBOCK, TX 79424-7710
Document Number	0000007906
Map Reference	DOC2011014318
Instrument Date	Mar 3, 2017
Instrument	2017007906
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	SERVICES TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7520 86TH ST, LUBBOCK, TX 79424-7710

Mortgage

Document Number	0000007907
Date	Mar 6, 2017
Instrument	2017007907

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,503.00 (-17.67%) Homeowner's exemption	$248,809 (-2.51%) Land $24,156 Building $224,653	$248,809 (-2.51%) Land $24,156 Building $224,653
2024	$4,255.00 (+1.67%)
2023	$4,185.00 (-13.14%) Homeowner's exemption	$255,223 Land $24,156 Building $231,067	$255,223 Land $24,156 Building $231,067
2022	$4,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Windstream.

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