752 Vale St, Shelby, NC 28150 Property Records

Cleveland County property record for 752 Vale St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1959
Lot Size	0.347 acres (15,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2023)
Tax Bill	$1,413 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`19984`

Property Details

APN / Parcel Number

Primary APN	`19984`
Alternative APNs	`1344427` `1325989` `1357892`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,064 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	15,130 sqft (0.347 acres)
Lot Dimensions	170 ft deep x 89 ft wide
Porch	Slab
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1357892
Street Address	752 VALE ST
City	SHELBY
State	NC
Zip	28150-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	#1 BLK A SHERWOOD ACRES PB7-88
Legal Subdivision	SHERWOOD ACRES
Legal Block	1
Legal Lot Number	10
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1021
Census Tract	950900

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	752 VALE ST, SHELBY, NC 28150-3540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Oct 27, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	2023200089415
Deed Book / Page	1902 / 398
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 11, 2023
Property Address	752 VALE ST, SHELBY, NC 28150-3540
Document Number	0019020398
Book / Page	1902 / 398
Map Reference	MB 7 PG 88
Instrument Date	Jul 7, 2023
Instrument	200089415
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 SUE LN # 1, 1, SHELBY, NC 28152-6980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	752 VALE ST, SHELBY, NC 28150-3540

Mortgage

Document Number	0001902401
Date	Jul 11, 2023
Instrument	1902/401

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 27, 2022
Property Address	752 VALE ST, SHELBY, NC 28150-3540
Document Number	0018852208
Book / Page	1885 / 2208
Map Reference	MB 7 PG 88
Instrument Date	Oct 24, 2022
Instrument	200080105
Transaction Type	Foreclosure
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030-1 SUE LN APT 14, 14, SHELBY, NC 28152-6910

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,413.00 (+3.14%)	$137,733 (-) Land $8,490 Building $129,243	$137,733 (-) Land $8,490 Building $129,243
2025	$1,370.00	$137,733 (+139.95%) Land $8,490 Building $129,243	$137,733 (+139.95%) Land $8,490 Building $129,243
2023		$57,401 (-) Land $9,434 Building $47,967	$57,401 (-) Land $9,434 Building $47,967
2022		$57,401 Land $9,434 Building $47,967	$57,401 Land $9,434 Building $47,967

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber.

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