752 Cottage Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 752 Cottage Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,572 sqft · built 1938
Lot Size	0.162 acres (7,068 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Mar 2009)
Tax Bill	$4,686 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-41-0054`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-41-0054`
Alternative APNs	`8291791` `330142`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	7,068 sqft (0.162 acres)
Lot Dimensions	124 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	330142
Street Address	752 COTTAGE AVE E
City	SAINT PAUL
State	MN
Zip	55106-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANES PHALEN PLACE E 15 FT OF LOT 3 AND ALL OF LOT 2 BLK 3
Legal Range	22
Legal Township	29
Legal Section	20
Legal Subdivision	LANES PHALEN PLACE
Legal Block	3
Legal Lot Number	3,2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1000
Census Tract	31000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	752 COTTAGE AVE E, SAINT PAUL, MN 55106-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit LAKE AREA BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2009 · Amount on Record
Deed Sale	Mar 10, 2009 · Amount on Record
Prior Sale	Feb 29, 2008 · Amount on Record
Deed Document Number	2009373594
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	752 COTTAGE AVE E, SAINT PAUL, MN 55106-1709
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04896963
Date	Jul 20, 2021
Instrument	A04896963

Lender

Name	LAKE AREA BANK
Type	Bank
Address	SAINT PAUL, MN 55110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	752 COTTAGE AVE E, SAINT PAUL, MN 55106-1709
Document Number	0004776516
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	752 COTTAGE AVE E ST PAUL MN 551061709, ST PAUL, MN 55106-1709

Mortgage

Document Number	0004776516
Date	Oct 2, 2019
Instrument	4776516

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,200 (+7.45%) Land $35,000 Building $272,200	$307,200 (+7.45%) Land $35,000 Building $272,200
2025	$4,686.00 (-2.29%)
2023	$4,796.00 Homeowner's exemption	$285,900 Land $25,000 Building $260,900	$285,900 Land $25,000 Building $260,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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