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7518 Overview Ter, Columbia, MD 21044 Property Records

Howard County property record for 7518 Overview Ter, Columbia, MD 21044

Property Summary

Property TypeTownhouse
Details3 ba · 2,522 sqft · built 2021
Lot Size0.049 acres (2,141 sqft)
Owner2 Individual Names on File
Last Sale$369,646 (Aug 2021)
Tax Bill$5,754 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN05-602211

Property Details

APN / Parcel Number

Primary APN05-602211
Alternative APN
  • 602211

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area2,522 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,141 sqft (0.049 acres)
Garage TypeBuilt-in
Garage Area340 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number602211
Street Address7518 OVERVIEW TER
CityCOLUMBIA
StateMD
Zip21044-4486
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 57, 2,141 SQ' 7518 OVERVIEW TERRACE CEDAR CREEK, PH. 1
Legal SubdivisionOVERVIEW TERRACE CEDAR CREEK
Legal Lot Number57
JurisdictionHOWARD MD
Township / Civil Division5, CLARKSVILLE
Census Block Group3
Census Block3004
Census Tract605505

Owner

7518 Overview Ter, a townhouse, is owned and occupied by two individuals who bought it in August 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address7518 OVERVIEW TER, COLUMBIA, MD 21044-4486
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Apr 27, 2021Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2021 · Amount on File
Deed SaleAug 25, 2021 · Amount on File
Prior SaleApr 27, 2021 · Amount on File
Deed Book / Page20839 / 252
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateAug 25, 2021
Property Address7518 OVERVIEW TER, COLUMBIA, MD 21044-4486
Document Number0208390252
Book / Page20839 / 252
Map ReferencePL 25254-25269
Instrument DateAug 18, 2021
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyNVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,544.69
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7518 OVERVIEW TER, COLUMBIA, MD 21044-4486

Mortgage

Document Number0020839258
DateAug 25, 2021
Instrument20839/258
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateApr 27, 2021
Property Address7518 OVERVIEW TER, COLUMBIA, MD 21044-4486
Document Number0204890210
Book / Page20489 / 210
Map ReferencePL 25254-25269
Instrument DateApr 19, 2021
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

AmountAmount on Record
Tax$19,626.09
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4750 OWINGS MILLS BLVD, 4750, OWINGS MILLS, MD 21117-4904

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 7518 Overview Ter was $5,754 with a homeowner's exemption, up 3.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,754.00 (+3.92%) Homeowner's exemption$378,633 (+6.54%)$425,100 (+19.61%) Land $177,500 Building $247,600
2025$5,537.00 Homeowner's exemption$355,400 Land $255,000 Building $100,400$355,400 Land $255,000 Building $100,400
2023$355,400 Land $255,000 Building $100,400$355,400 Land $255,000 Building $100,400
2022$4,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7518 Overview Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7518 Overview Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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