7518 N 38 St E, Okay, OK 74446 Property Records

Wagoner County property record for 7518 N 38 St E, Okay, OK 74446

Property Summary

Property Type	Single Family Home
Details	1,566 sqft · built 1940
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (May 2024)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`050000-018019-000000`

Property Details

APN / Parcel Number

Primary APN	`050000-018019-000000`
Alternative APNs	`730029130` `0029130` `29130`

Interior

Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29130
Street Address	7518 N 38 ST E
City	OKAY
State	OK
Zip	74446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKAY CITY L17-18-19 BLK-18
Legal Range	19E
Legal Township	16N
Legal Section	20
Legal Subdivision	OKAY CITY
Legal Block	18
Legal Lot Number	19
Jurisdiction	WAGONER OK
Township / Civil Division	WAGONER
Census Block Group	3
Census Block	3014
Census Tract	30202

Owner

7518 N 38 St E is owned and occupied by an individual who bought it in May 2024.

Source: Wagoner County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7518 N 38 ST E, OKAY, OK 74446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
May 8, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Aug 4, 2016 · Amount on File
Deed Document Number	20245530
Deed Book / Page	2966 / 260
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	May 2, 2024
Property Address	7518 N 38 ST E, OKAY, OK 74446
Document Number	0000005530
Book / Page	2966 / 260
Instrument Date	Apr 25, 2024
Instrument	2024-5530
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	PIONEER ABSTRACT & TTL CO OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7518 N 38TH ST, OKAY, OK 74446

Mortgage

Document Number	0000005531
Date	May 2, 2024
Instrument	2024-5531

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Mortgage

Document Number	0000005532
Date	May 2, 2024
Book Page	2966/276
Instrument	2024-5532

Lender

Name	HOUSING AUTHORITY OF THE CHEROKEE NATION
Type	Government Agency
Address	TAHLEQUAH, OK 74465

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Apr 29, 2034

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WAGONER OK
Recording Date	May 8, 2023
Property Address	7518 N 38TH ST, OKAY, OK 74446
Document Number	0000005736
Book / Page	2885 / 0046
Instrument Date	May 8, 2023
Instrument	2023-05736
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 7518 N 38 St E was $1,237.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Municipality	Okay Town
Unified School District	Okay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,625 (+0.16%) Land $168 Building $16,457	$148,437 (+0.16%) Land $1,500 Building $146,937
2025	$1,237.00	$16,599 Land $168 Building $16,431	$148,205 Land $1,500 Building $146,705
2023	$638.00 (+1.75%) Homeowner's exemption	$9,503 (+3%) Land $168 Building $9,335	$155,715 (+13.02%) Land $1,500 Building $154,215
2022	$627.00 Homeowner's exemption	$9,226 Land $168 Building $9,058	$137,779 Land $1,500 Building $136,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7518 N 38 St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7518 N 38 St E is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 72% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #7 (NEW) serves 1,110 people · EPA ID OK1221626
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Treatment failure resolved · Mar 2024 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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