7518 Dracena, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 7518 Dracena, Punta Gorda, FL 33955 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,191 sqft · built 2005
Lot Size	0.226 acres (9,849 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (Aug 2021)
Tax Bill	$6,688 (2025)
Deeds & Mortgages	Aug 2021 Sale Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`412333255002`

Property Details

APN / Parcel Number

Primary APN	`412333255002`
Alternative APNs	`00952620199103` `10004712755`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,191 sqft Living Area
Gross Area	2,969 sqft
1st Floor Area	2,191 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,849 sqft (0.226 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	28 sqft
Porch	Slab
Porch Area	316 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620199103
Street Address	7518 DRACENA
City	PUNTA GORDA
State	FL
Zip	33955-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUNTA GORDA ISLES SEC18 BLK400 LT2 2858/421 CT3408/1225 3412/1597 DC4209/176-ADC AFF4209/177 4209/179 4420/465 CD4533/165 4669/177 4826/1273 L/E3416633
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	400
Legal Lot Number	2
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2018
Census Tract	10505

Owner

Source: Charlotte County records · APN 412333255002

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7518 DRACENA, PUNTA GORDA, FL 33955-1171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 29, 2020	Correction Deed ATTORNEY ONLY
Mar 27, 2019	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Jun 14, 2017	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Mar 27, 2019
Deed Document Number	20212987439
Deed Book / Page	4826 / 1273
Prior Transfer Date	Nov 04, 2020
Prior Transfer Doc	0046690177
Record Updated	Jun 08, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 20, 2021
Property Address	7518 DRACENA, PUNTA GORDA, FL 33955-1171
Document Number	0048261273
Book / Page	4826 / 1273
Map Reference	MB 10 PG 4
Instrument Date	Aug 16, 2021
Instrument	2987439
Transaction Type	Transfer
Record Updated	Sep 08, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7518 DRACENA, 7518, PUNTA GORDA, FL 33955-1171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7518 DRACENA, PUNTA GORDA, FL 33955-1171

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 30, 2020
Property Address	7518 DRACENA, PUNTA GORDA, FL 33955-1171
Document Number	0046690177
Book / Page	004669 / 000177
Instrument Date	Nov 04, 2020
Instrument	2877542
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7518 DRACENA PUNTA GORDA FL 339551171, PUNTA GORDA, FL 33955-1171

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 29, 2020
Property Address	7518 DRACENA, PUNTA GORDA, FL 33955-1171
Document Number	0045330165
Book / Page	004533 / 000165
Instrument Date	Jan 20, 2020
Instrument	2781572
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7518 DRACENA PUNTA GORDA FL 339551171, PUNTA GORDA, FL 33955-1171

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 27, 2019
Property Address	7518 DRACENA, PUNTA GORDA, FL 33955-1171
Document Number	0044200465
Book / Page	4420 / 0465
Map Reference	MB 10 PG 4 A
Instrument Date	Mar 18, 2019
Instrument	2695203
Transaction Type	Transfer
Record Updated	Feb 07, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7518 DRACENA, PUNTA GORDA, FL 33955-1171

Mortgage

Document Number	0002695204
Date	Mar 27, 2019
Instrument	2695204

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 14, 2017
Property Address	7518 DRACENA, PUNTA GORDA, FL 33955-1171
Document Number	0042090179
Book / Page	004209 / 000179
Instrument Date	Jun 09, 2017
Instrument	2531106
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 KHARTOUM PL DULLES VA 201892199, DULLES, VA 20189-2199

Mortgage

Document Number	42090184
Date	Jun 14, 2017
Book Page	004209/000184
Instrument	2531109

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,688.00 (-26.87%)	$443,465 (+6.2%) Land $46,750 Building $396,715	$443,465 (+2.81%) Land $46,750 Building $396,715
2024	$9,145.00 (-4.09%)
2023	$9,535.00 (+52.44%) Homeowner's exemption	$417,585 (+3%)	$431,357 (+6.4%) Land $57,000 Building $374,357
2022	$6,255.00 Homeowner's exemption	$405,422 Land $46,750 Building $358,672	$405,422 Land $46,750 Building $358,672

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150105052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 269 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024, other causes, Hurricane Helene
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	3,000 / 3,000
Ripple Fiber	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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