7518 Co Rd J, Wiggins, CO 80654 Property Records

Morgan County property record for 7518 Co Rd J, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,878 sqft · built 1939
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Sep 2023)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1295-200-00-001`

Property Details

APN / Parcel Number

Primary APN	`1295-200-00-001`
Alternative APN	`R013244`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,878 sqft Total Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Patio Area	300 sqft
Balcony Area	450 sqft
Shed	1 Shed
Shed Area	132 sqft
Utility Building	1,280 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7518 COUNTY ROAD J
City	WIGGINS
State	CO
Zip	80654-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 20 T 2 R 59 PARC NW14NE14 R887983
Legal Range	59
Legal Township	02
Legal Section	20
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1033
Census Tract	200

Owner

Source: Morgan County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7518 COUNTY ROAD J, WIGGINS, CO 80654-7720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Dec 23, 2019	Personal Representative Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Dec 23, 2019	Warranty Deed, Transfer AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	2023948134
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Sep 19, 2023
Property Address	7518 COUNTY ROAD J, WIGGINS, CO 80654-7720
Document Number	0000948134
Instrument Date	Sep 15, 2023
Instrument	948134
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	NOT AVAILABLE, GUARANTEED TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7518 COUNTY RD S, WIGGINS, CO 80654

Mortgage

Document Number	0000948135
Date	Sep 19, 2023
Instrument	948135

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	7518 COUNTY ROAD J, WIGGINS, CO 80654-7720
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000926958
Date	Aug 19, 2020
Instrument	926958

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	7518 COUNTY ROAD J, WIGGINS, CO 80654-7720
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934799
Date	Aug 13, 2021
Instrument	934799

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MORGAN CO
Recording Date	Dec 23, 2019
Property Address	7518 COUNTY ROAD J, WIGGINS, CO 80654-7720
Document Number	0000922540
Instrument Date	Dec 19, 2019
Instrument	922540
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	EQUITY TITLE OF COLORADO

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7518 COUNTY ROAD J, WIGGINS, CO 80654-7720

Mortgage

Document Number	0000922542
Date	Dec 23, 2019
Instrument	922542

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Dec 23, 2019
Property Address	7518 COUNTY ROAD J, WIGGINS, CO 80654-7720
Document Number	0000922541
Instrument Date	Dec 19, 2019
Instrument	922541
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	EQUITY TITLE/COMPANY, EQUITY TITLE/CO

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7518 COUNTY ROAD J WIGGINS CO 806547720, WIGGINS, CO 80654-7720

Mortgage

Document Number	922542
Date	Dec 23, 2019
Instrument	922542

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,840.00 (+4.96%)	$23,200 (-1.61%) Land $6,770 Building $16,430	$371,170 (+5.43%) Land $108,340 Building $262,830
2024	$1,753.00	$23,580 (-13.53%) Land $6,260 Building $17,320	$352,050 (-13.51%) Land $93,490 Building $258,560
2023	$1,753.00 (+17.41%)	$27,270 (+39.77%) Land $7,240 Building $20,030	$407,050 (+45.01%) Land $108,100 Building $298,950
2022	$1,493.00	$19,510 Land $6,450 Building $13,060	$280,700 Land $92,790 Building $187,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd J

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