7518 39th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 7518 39th Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,978 sqft · built 2016
Lot Size0.176 acres (7,687 sqft)
OwnerIndividual Name on Record
Last Sale$497,000 (Apr 2022)
Tax Bill$6,257 (2024)
Deeds & MortgagesAug 2021 Mortgage
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN6698.0190-9

Property Details

APN / Parcel Number

Primary APN6698.0190-9
Alternative APN
  • 331829669801909

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,978 sqft Living Area
Gross Area2,562 sqft
1st Floor Area1,978 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,687 sqft (0.176 acres)
TerrainLow
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number331829669801909
Street Address7518 39TH AVE E
CityPALMETTO
StateFL
Zip34221-2370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 28 HERON CREEK PHASE I PI#6698.0190/9
Legal Range18E
Legal Township33S
Legal Section29
Legal SubdivisionHERON CREEK PHASE I
Legal Phase1
Legal Tract669800
Legal Lot Number28
JurisdictionMANATEE FL
Township / Civil DivisionPARRISH
Census Block Group1
Census Block1012
Census Tract1915

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3521 CEDAR CREEK CT, MAUMEE, OH 43537-9134
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Jan 10, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 12, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Mar 1, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2022 · Amount on Record
Deed SaleApr 12, 2022 · Amount on Record
Prior SaleMar 1, 2022 · Amount on Record
Deed Document Number202241049076
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address7518 39TH AVE E, PALMETTO, FL 34221-2370
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address7518 39TH AVE E, PALMETTO, FL 34221-2370
InvestorPossibly a Property Investor

Mortgage

Document Number0041113556
DateAug 26, 2021
Instrument202141113556
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueSep 1, 2048

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address7518 39TH AVE E, PALMETTO, FL 34221-2370
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address7518 39TH AVE E, PALMETTO, FL 34221-2370
InvestorPossibly a Property Investor

Mortgage

Document Number0041004537
DateJan 10, 2022
Instrument202241004537
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateApr 12, 2022
Property Address7518 39TH AVE E, PALMETTO, FL 34221-2370
Document Number0041049076
Map ReferenceMB 58 PG 42-47
Instrument DateApr 11, 2022
Instrument202241049076
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,479.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
Address7217 STONEWATER CT, MAUMEE, OH 43537-9244

Mortgage

Document Number0041049077
DateApr 12, 2022
Instrument202241049077
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMar 1, 2022
Property Address7518 39TH AVE E, PALMETTO, FL 34221-2370
Document Number0041027753
Map ReferenceMB 58 PG 42-47
Instrument DateFeb 25, 2022
Instrument202241027753
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$3,094.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address634 PONCE DE LEON DR, TIERRA VERDE, FL 33715-2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 EAST CERMANN ROAD #1 # 1, 1, CHANDLER, AZ 85286
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$447,760 (+2.38%) Land $45,900 Building $401,860$447,760 (+2.38%) Land $45,900 Building $401,860
2024$6,257.00 (+0.53%)
2023$6,224.00 (+112.86%)$437,365 (+86.81%) Land $45,900 Building $391,465$437,365 (+16.69%) Land $45,900 Building $391,465
2022$2,924.00 Homeowner's exemption$234,123$374,824 Land $45,000 Building $329,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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