Montgomery County property record for 7517 Filbert Ter, Gaithersburg, MD 20879
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,160 sqft · built 1986 |
| Lot Size | 0.115 acres (5,015 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,000 (Nov 2019) |
| Tax Bill | $4,657 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02547052 |
| Primary APN | 01-02547052 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 1,424 sqft |
| 1st Floor Area | 600 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,015 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02547052 |
|---|---|
| Street Address | 7517 FILBERT TER |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-4563 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | HADLEY FARMS |
| Legal Subdivision | HADLEY FARMS |
| Legal Block | C |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 700105 |
7517 Filbert Ter, a townhouse, is owned and occupied by an individual who bought it in November 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7517 FILBERT TER, GAITHERSBURG, MD 20879-4563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Nov 7, 2019 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on File |
| Deed Sale | Nov 7, 2019 · Amount on File |
| Prior Sale | Jul 30, 2002 · Amount on File |
| Deed Book / Page | 58449 / 55 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7517 FILBERT TER, GAITHERSBURG, MD 20879-4563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0619170056 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 61917/56 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 7, 2019 |
| Property Address | 7517 FILBERT TER, GAITHERSBURG, MD 20879-4563 |
| Document Number | 0584490055 |
| Book / Page | 058449 / 000055 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | OPTIMA TITLE SOLUTIONS AND ESCRO, OPTIMA TITLE SOLUTIONS & ESCRO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7413 CHURCH RD MCLEAN VA 22101, MCLEAN, VA 22101 |
| Document Number | 584490060 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 058449/000060 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2049 |
The 2025 property tax bill for 7517 Filbert Ter was $4,657.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,400 (+7.65%) Land $150,000 Building $242,400 | $392,400 (-) Land $150,000 Building $242,400 | |
| 2025 | $4,657.00 | $364,500 | $392,400 Land $150,000 Building $242,400 |
| 2023 | $308,700 Land $150,000 Building $158,700 | $308,700 Land $150,000 Building $158,700 | |
| 2022 | $3,587.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7517 Filbert Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7517 Filbert Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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