7516 N Debby Ln, Spokane, WA 99208 Property Records

Spokane County property record for 7516 N Debby Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,639 sqft · built 2004
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (Mar 2026)
Tax Bill	$4,322 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36301.1007`

Property Details

APN / Parcel Number

Primary APN	`36301.1007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,639 sqft Living Area
Gross Area	3,319 sqft
1st Floor Area	1,329 sqft
Basement Area	1,310 sqft
Finished Basement	1,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	20 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Canopy	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7516 N DEBBY LN
City	SPOKANE
State	WA
Zip	99208-6157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE PARK ON CALISPEL PUD LT 7 BLK 2 TOGETHER WITH 1/39 INTEREST IN COMMON AREAS (AUDITORS FILE # 4517347, BK 26, PG 73)
Legal Range	43E
Legal Township	26N
Legal Section	30
Legal Subdivision	THE PARK ON CALISPEL PUD
Legal Block	2
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1031
Census Tract	10901

Owner

7516 N Debby Ln is owned and occupied by two individuals who bought it in March 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7516 N DEBBY LN, SPOKANE, WA 99208-6157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage COLUMBIA BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Mar 30, 2018	Quit Claim Deed, Transfer SPOKANE COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Mar 30, 2018 · Amount on File
Deed Document Number	20267476611
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	0006695417
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 19, 2026
Property Address	7516 N DEBBY LN, SPOKANE, WA 99208-6157
Document Number	0007476611
Map Reference	VOL 26 PG 73
Instrument Date	Mar 16, 2026
Instrument	7476611
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,717.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7516 N DEBBY LN, SPOKANE, WA 99208-6157

Mortgage

Document Number	0007476612
Date	Mar 19, 2026
Instrument	7476612

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7516 N DEBBY LN, SPOKANE, WA 99208-6157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006985936
Date	Oct 26, 2020
Instrument	6985936

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 30, 2018
Property Address	7516 N DEBBY LN, SPOKANE, WA 99208-6157
Document Number	0006695416
Map Reference	VOL26 PG73
Instrument Date	Mar 28, 2018
Instrument	6695416
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,674.83
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7516 N DEBBY LN, SPOKANE, WA 99208-6157

Mortgage

Document Number	0006695418
Date	Mar 30, 2018
Instrument	6695418

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 30, 2018
Property Address	7516 N DEBBY LN, SPOKANE, WA 99208-6157
Document Number	0006695417
Instrument Date	Mar 19, 2018
Instrument	6695417
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7516 N DEBBY LN SPOKANE WA 992086157, SPOKANE, WA 99208-6157

Tax Assessment & Valuation

The 2026 property tax bill for 7516 N Debby Ln was $4,322, down 1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,322.00 (-1.01%)	$446,600 (+5.85%) Land $90,000 Building $356,600	$446,600 (+5.85%) Land $90,000 Building $356,600
2025	$4,366.00	$421,900 (-2.34%) Land $90,000 Building $331,900	$421,900 (-2.34%) Land $90,000 Building $331,900
2024		$432,000 (+26.8%) Land $75,000 Building $357,000	$432,000 (+26.8%) Land $75,000 Building $357,000
2023	$4,025.00 (+2.91%)	$340,700 Land $45,000 Building $295,700	$340,700 Land $45,000 Building $295,700
2022	$3,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7516 N Debby Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7516 N Debby Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 3 serves 3,768 people · EPA ID WA5393353
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks, TDS Telecom.

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