7515 Georgetown Rd, Owenton, KY 40359 Property Records

Owen County property record for 7515 Georgetown Rd, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1988
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2026)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`086-00-00-024.01`

Property Details

APN / Parcel Number

Primary APN	`086-00-00-024.01`
Alternative APN	`7645`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	522,720 sqft (12 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	120 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	7645
Street Address	7515 GEORGETOWN RD
City	OWENTON
State	KY
Zip	40359-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 AC/LOG HOUSE
Jurisdiction	OWEN KY
Township / Civil Division	MONTEREY-NEW COLUMBUS
Census Block Group	1
Census Block	1001
Census Tract	970300

Owner

Source: Owen County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 MEADOW LN, NICHOLASVILLE, KY 40356
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE
Jun 26, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 24, 2008	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST CO
Nov 17, 2008	Deed of Trust, Mortgage FARM CREDIT SERVICES OF MID AMERICA ACA
Nov 17, 2008	Deed of Trust, Mortgage FARM CREDIT SERVICES OF MID AMERICA ACA
Jul 17, 2023	Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
Aug 4, 2022	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jul 9, 2021	Deed, Transfer
Apr 30, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20261209717
Deed Book / Page	282 / 32
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	000259/335
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Jun 12, 2026
Property Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Document Number	0001209717
Book / Page	282 / 32
Instrument Date	May 18, 2026
Instrument	20261209717
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MEADOW LN, NICHOLASVILLE, KY 40356

Mortgage

Document Number	0001209717,
Date	Jun 12, 2026
Book Page	353/195
Instrument	20261209717

Lender

Name	STATEWIDE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M343/663
Date	Jun 26, 2025
Book Page	M343/663
Instrument	1178912

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	DEED213/118
Date	Apr 24, 2008
Book Page	DEED 213/118
Instrument	2008060275

Lender

Name	FARMERS BANK & TRUST CO
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG216/645
Date	Nov 17, 2008
Book Page	MTG 216/645
Instrument	2008062879

Lender

Name	FARM CREDIT SERVICES OF MID AMERICA ACA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount Recorded
Term	189 Months
Due	Aug 1, 2024

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG216/653
Date	Nov 17, 2008
Book Page	MTG 216/653
Instrument	2008062880

Lender

Name	FARM CREDIT SERVICES OF MID AMERICA ACA
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount Recorded
Term	174 Months
Due	May 1, 2023

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Jul 17, 2023
Property Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Document Number	00D271/651
Book / Page	D271 / 651
Instrument Date	Jun 23, 2023
Instrument	1166456
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 GREENDALE RD UNIT 18105, 18105, LEXINGTON, KY 40511-8354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Investor	Possibly a Property Investor

Mortgage

Document Number	000M327335
Date	Jul 17, 2023
Instrument	M327/335

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Aug 4, 2022
Property Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Document Number	DEED268/289
Book / Page	DEED268 / 289
Instrument Date	Aug 2, 2022
Instrument	2022002424
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 SUGAR HILL LN, CYNTHIANA, KY 41031-9073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10424 RAINING SKY ST, LAS VEGAS, NV 89178-3540

Mortgage

Document Number	0MTG319121
Date	Aug 4, 2022
Instrument	MTG 319/121

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Jul 9, 2021
Property Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Document Number	DEED263/757
Book / Page	DEED 263 / 757
Instrument Date	Jul 9, 2021
Instrument	2021002389
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 BELLEMONTE AVE, LAKESIDE PARK, KY 41017-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 SUGAR HILL LN, CYNTHIANA, KY 41031-9073

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN KY
Recording Date	Apr 30, 2020
Property Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404
Document Number	000259/335
Book / Page	259 / 335
Instrument Date	Apr 16, 2020
Instrument	2020001087
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2737 BETHEL RD, PINE KNOT, KY 42635-7146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7515 GEORGETOWN RD, OWENTON, KY 40359-9404

Tax Assessment & Valuation

Source: Owen County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 (+8.82%)	$202,500 (+7.03%)	$202,500 (+7.03%)
2023	$2,233.00	$189,200	$189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Broadlinc Fixed Wireless	499 / 285

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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