Wayne County property record for 7514 Payne Ave, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,031 sqft · built 1998 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Feb 2012) |
| Tax Bill | $6,638 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-063-24-017 |
| Primary APN | 82-10-063-24-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,031 sqft Living Area |
| 1st Floor Area | 1,193 sqft |
| Basement Area | 1,193 sqft |
| Unfinished Basement | 1,193 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 84.5 ft deep x 116 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7514 PAYNE AVE |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-1335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 607 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ROBT OAKMAN LAND COS WARREN GROVE SUB |
| Legal Subdivision | ROBERT OAKMANS LAND COS WARREN GROVE |
| Legal Lot Number | 607 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 573800 |
7514 Payne Ave is owned and occupied by two individuals who acquired it in March 2017.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7514 PAYNE AVE, DEARBORN, MI 48126-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 12, 2017 | Quit Claim Deed, Transfer DAVID M DANDY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2012 · Amount on File |
| Deed Sale | Feb 17, 2012 · Amount on File |
| Deed Document Number | 201252277 |
| Deed Book / Page | 49618 / 344 |
| Last Transfer Date | Mar 17, 2017 |
| Transfer Doc | 0536700862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 7514 PAYNE AVE, DEARBORN, MI 48126-1335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7514 PAYNE AVE, DEARBORN, MI 48126-1335 |
| Document Number | 0598481384 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 59848/1384 |
| Instrument | 2025289795 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 12, 2017 |
| Property Address | 7514 PAYNE AVE, DEARBORN, MI 48126-1335 |
| Document Number | 0536700862 |
| Book / Page | 053670 / 000862 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 169058 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7514 PAYNE AVE DEARBORN MI 481261335, DEARBORN, MI 48126-1335 |
| Document Number | 536700865 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 053670/000865 |
| Instrument | 169059 |
| Name | DAVID M DANDY |
|---|---|
| Address | 2307 S SAGINAW ST, FLINT, MI 48503-3965 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 7514 Payne Ave was $6,638 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,400 | $564,800 | |
| 2025 | $6,638.00 | ||
| 2023 | $187,600 | $375,200 | |
| 2019 | $6,654.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7514 Payne Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7514 Payne Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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