7512 E St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 7512 E St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,028 sqft · built 1984
Lot Size	0.526 acres (22,925 sqft)
Owner	Trust Name on File
Last Sale	$15,000 (Feb 2020)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-085597`

Property Details

APN / Parcel Number

Primary APN	`03-085597`
Alternative APNs	`3085597` `085597`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,028 sqft Total Area
Basement Area	748 sqft
Finished Basement	748 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,925 sqft (0.526 acres)
Garage Type	Attached
Garage Area	484 sqft
Deck Area	436 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	085597
Street Address	7512 E ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 PLAT 5 SEC I CHES BEACH
Legal Subdivision	PLAT 5 CHESAPEAKE BEACH
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1009
Census Tract	860402

Owner

7512 E St is owner-occupied and held in a trust since February 2020.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	7512 E ST, CHESAPEAKE BEACH, MD 20732-9419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Feb 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	Feb 18, 2004 · Amount on File
Deed Book / Page	5531 / 145
Prior Transfer Date	Feb 7, 2020
Prior Transfer Doc	0055310145
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	7512 E ST, CHESAPEAKE BEACH, MD 20732-9419
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059830088
Date	Jun 7, 2021
Book Page	5983/88

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 18, 2020
Property Address	7512 E ST, CHESAPEAKE BEACH, MD 20732-9419
Document Number	0055310145
Book / Page	005531 / 000145
Instrument Date	Feb 7, 2020
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7512 E ST CHESAPEAKE BEACH MD 207329419, CHESAPEAKE BEACH, MD 20732-9419

Tax Assessment & Valuation

The 2025 property tax bill for 7512 E St was $3,690 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,467 (+2.79%)	$367,400 (+8.38%) Land $111,600 Building $255,800
2025	$3,690.00 Homeowner's exemption	$339,000 Land $111,600 Building $227,400	$339,000 Land $111,600 Building $227,400
2023	$3,013.00 Homeowner's exemption	$301,133	$339,000 Land $111,600 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7512 E St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7512 E St is moderate, ranking above 44% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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