Frederick County property record for 7510 Somerset Ter, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,938 sqft · built 1961 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $524,900 (Mar 2026) |
| Tax Bill | $4,669 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2018 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-455114 |
| Primary APN | 24-455114 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 1,067 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 455114 |
|---|---|
| Street Address | 7510 SOMERSET TER |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 10 SEC 1 0.46 AC SOMERSET TERR. EASTVIEW |
| Legal Subdivision | EASTVIEW |
| Legal Lot Number | 10 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 751203 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7510 SOMERSET TER, FREDERICK, MD 21702-3654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 26, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF COMMERCE FCU |
| Jul 13, 2021 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 14, 2021 | Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2021 · Amount on Record |
| Deed Book / Page | 17782 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 24, 2026 |
| Property Address | 7510 SOMERSET TER, FREDERICK, MD 21702-3654 |
| Document Number | 0177820137 |
| Book / Page | 17782 / 137 |
| Map Reference | MB 3 PL 192 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,624.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7510 SOMERSET TER, FREDERICK, MD 21702-3654 |
| Document Number | 0017782144 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 17782/144 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7510 SOMERSET TER, FREDERICK, MD 21702-3654 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0122520328 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 12252/0328 |
| Instrument | 12252-0328 |
| Name | DEPARTMENT OF COMMERCE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20044 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 14, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 13, 2021 |
| Property Address | 7510 SOMERSET TER, FREDERICK, MD 21702-3654 |
| Document Number | 0150900112 |
| Book / Page | 15090 / 112 |
| Map Reference | MB 3 PL 192 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $949.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7510 SOMERSET TER, FREDERICK, MD 21702-3654 |
| Document Number | 15090119 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 15090/119 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 14, 2021 |
| Property Address | 7510 SOMERSET TER, FREDERICK, MD 21702-3654 |
| Document Number | 0148870034 |
| Book / Page | 14887 / 34 |
| Map Reference | MB 3 PL 192 |
| Instrument Date | Apr 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14420 ALBEMARLE POINT PL STE 150, 150, CHANTILLY, VA 20151-1690 |
| Investor | Possibly a Property Investor |
| Document Number | 1488739 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 14887/39 |
| Name | COMMERCIAL LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,500 (+7.94%) Land $120,300 Building $307,200 | $427,500 (-) Land $120,300 Building $307,200 | |
| 2025 | $4,669.00 (+6.09%) Homeowner's exemption | $396,067 (+18.87%) | $427,500 (+28.3%) Land $120,300 Building $307,200 |
| 2024 | $4,401.00 (+8.59%) | ||
| 2023 | $4,053.00 | $333,200 Land $94,700 Building $238,500 | $333,200 Land $94,700 Building $238,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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