751 Stewart Rd, Sparta, TN 38583 Property Records

White County property record for 751 Stewart Rd, Sparta, TN 38583

Property Summary

Property Type	Rural Home
Details	4 ba · 6,099 sqft · built 2001
Lot Size	129 acres (5,648,860 sqft)
Owner	Individual Name on File
Last Sale	$181,320 (Jan 2013)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`093022 00306`

Property Details

APN / Parcel Number

Primary APN	`093022 00306`
Alternative APN	`022 00306`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	6,099 sqft Living Area
1st Floor Area	2,739 sqft
Upper Floors Area	660 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,648,860 sqft (129 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	880 sqft
Deck Area	160 sqft
Patio Area	640 sqft
Pole Barn	1,512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	751 STEWART RD
City	SPARTA
State	TN
Zip	38583-5769
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 4
Jurisdiction	WHITE TN
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	935100

Owner

751 Stewart Rd, a rural home, is owned and occupied by an individual who bought it in January 2013.

Source: White County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	751 STEWART RD, SPARTA, TN 38583-5769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF PUTNAM COUNTY
Jun 20, 2020	Loan Modification, Mortgage · Conventional Mortgage ONE BK/TN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2013 · Amount on File
Deed Sale	Jan 3, 2013 · Amount on File
Prior Sale	Apr 4, 1998 · Amount on File
Deed Document Number	201324
Deed Book / Page	324 / 527
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	751 STEWART RD, SPARTA, TN 38583-5769
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB434/768
Date	May 30, 2019
Book Page	RB434/768
Instrument	19001931

Lender

Name	BANK OF PUTNAM COUNTY
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITE TN
Property Address	751 STEWART RD, SPARTA, TN 38583-5769
Document Number	0000002439
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002439
Date	Jun 26, 2020
Book Page	000458/000385
Instrument	2439

Lender

Name	ONE BK/TN
Address	140 S JEFFERSON AVE, COOKEVILLE, TN 38501-3425

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 751 Stewart Rd was $4,542.

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,542.00 Additional exemption filed	$322,125 Land $42,375 Building $279,750	$1,892,000 Land $773,000 Building $1,119,000
2023		$190,550 Land $32,475 Building $158,075
2021	$3,906.00
2020			$1,178,700 Land $546,400 Building $632,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 751 Stewart Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 751 Stewart Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O'CONNOR UTILITY DISTRICT serves 10,344 people · EPA ID TN0000526
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Stewart Rd

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