751 State Hwy 181, Gainesville, MO 65655 Property Records

Ozark County property record for 751 State Hwy 181, Gainesville, MO 65655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1944
Lot Size8.8 acres (383,328 sqft)
Owner2 Individual Names on Record
Tax Bill$462 (2025)
Deeds & MortgagesJun 2020 Construction Loan
Apr 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-0.2-04-002-000-019.000

Property Details

APN / Parcel Number

Primary APN15-0.2-04-002-000-019.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Lot Area383,328 sqft (8.8 acres)
Lot Dimensions169 ft deep x 178 ft wide
Garage Area330 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address751 STATE HIGHWAY 181
CityGAINESVILLE
StateMO
Zip65655-7447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFR NW SW; FR W 1/2 LOT 1 NW
Legal Range13
Legal Township22
Legal Section04
Legal SubdivisionFIFTH PRINCIPAL MERIDIAN
Legal Lot Number1
JurisdictionOZARK MO
Township / Civil DivisionWEST BRIDGES
Census Block Group3
Census Block3009
Census Tract470101

Owner

Source: Ozark County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address751 STATE HIGHWAY 181, GAINESVILLE, MO 65655-7447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Deed of Trust, Mortgage · Construction Mortgage
WEST PLAINS BANK & TRUST CO
Apr 18, 2016Deed of Trust, Mortgage · Line of Credit
WEST PLAINS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2023
Deed SaleFeb 10, 2023
Last Transfer DateJan 2, 2024
Transfer Doc0000000005
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOZARK MO
Property Address751 STATE HIGHWAY 181, GAINESVILLE, MO 65655-7447
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address751 STATE HIGHWAY 181, GAINESVILLE, MO 65655-7447

Mortgage

Document Number02020/1054
DateJun 1, 2020
Book Page2020/1054
Instrument202001054
Lender
NameWEST PLAINS BANK & TRUST CO
TypeBank
AddressWEST PLAINS, MO 65775
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOZARK MO
Property Address751 STATE HIGHWAY 181, GAINESVILLE, MO 65655-7447
Transaction TypeMortgage
Record UpdatedJun 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address751 STATE HIGHWAY 181, GAINESVILLE, MO 65655-7447

Mortgage

Document Number000374/239
DateApr 18, 2016
Book Page374/239
Instrument201600559
Lender
NameWEST PLAINS BANK & TRUST CO
TypeBank
AddressWEST PLAINS, MO 65775
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ozark County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyOzark County
MunicipalityGainesville City
Unified School DistrictGainesville R-V School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,890 (-)
2025$462.00 (+68.61%)$11,890 (+70.1%)$63,000 (-)
2024$274.00 (+11.38%)
2023$6,990$63,000
2020$246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2017)
Most Recent ClaimApr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 76% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAINESVILLE PWS
serves 742 people · EPA ID MO5010297
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
White River Connect
Fiber
2,500 / 2,500
Verizon
Fixed Wireless
300 / 20

May also be available: Wisper ISP.

Nearby Properties on State Hwy 181

Nearby Streets

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