Lapeer County property record for 751 S Elba Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1997 |
| Lot Size | 7.31 acres (318,424 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-017-015-10 |
| Primary APN | 008-017-015-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Flooring | Carpet |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 318,424 sqft (7.31 acres) |
| Garage Area | 1,008 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 751 S ELBA RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SEC 17 T7N R9E BEG AT A PT ON W SEC LINE THAT IS N 335.09 FT FROM W 1/4 POST OF SEC 17; TH N 100 FT; TH S89 DEG E 465 FT; TH |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 17 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 336000 |
751 S Elba Rd is owned and occupied by two individuals who acquired it in October 1996.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 751 S ELBA RD, LAPEER, MI 48446-2776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jul 26, 2017 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 1996 |
| Deed Sale | Oct 2, 1996 |
| Deed Document Number | 19961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 751 S ELBA RD, LAPEER, MI 48446-2776 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 751 S ELBA RD, LAPEER, MI 48446-2776 |
| Document Number | 0032230616 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 3223/616 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 751 S ELBA RD, LAPEER, MI 48446-2776 |
| Document Number | 0029080716 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 751 S ELBA RD LAPEER MI 484462776, LAPEER, MI 48446-2776 |
| Document Number | 0029080716 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 002908/000716 |
| Name | SUN WEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 31, 2032 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $169,700 | $339,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 751 S Elba Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 751 S Elba Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures