751 Morgans Ranch Cir, Galt, CA 95632 Property Records

Sacramento County property record for 751 Morgans Ranch Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,943 sqft · built 1992
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Feb 2022)
Tax Bill	$7,013 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0590-051-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0590-051-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	751 MORGANS RANCH CIR
City	GALT
State	CA
Zip	95632-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RANCHO SAN JON, LOT 104
Legal Subdivision	RANCHO SAN JON
Legal Lot Number	104
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2000
Census Tract	9410

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	751 MORGANS RANCH CIR, GALT, CA 95632-8113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Oct 18, 2021	Grant Deed, Transfer STEWART TITLE, STEWART TITLE ZILLOW
Feb 21, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Jul 8, 2020	Grant Deed, Transfer · Conventional with PMI AMERICAN PACIFIC MTG
Feb 14, 2017	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Oct 18, 2021 · Amount on Record
Deed Book / Page	202202 / 1932
Prior Transfer Date	Feb 8, 2012
Prior Transfer Doc	0000000185
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 14, 2022
Property Address	751 MORGANS RANCH CIR, GALT, CA 95632-8113
Document Number	0000001932
Map Reference	MB 211 MAP 2
Instrument Date	Jan 18, 2022
Instrument	2022021401932
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	IN TITLE, FIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	751 MORGANS RANCH CIR, GALT, CA 95632-8113

Mortgage

Document Number	0000001933
Date	Feb 14, 2022
Instrument	2022021401933

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 18, 2021
Property Address	751 MORGANS RANCH CIR, GALT, CA 95632-8113
Document Number	0000001533
Map Reference	MB 211 MAP 2
Instrument Date	Oct 4, 2021
Instrument	2021101801533
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE, STEWART TITLE ZILLOW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD, SCOTTSDALE, AZ 85251-3343
Investor	Possibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	751 MORGANS RANCH CIR, GALT, CA 95632-8113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001090
Date	Feb 21, 2017
Book Page	20170221/1090

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 8, 2020
Property Address	751 MORGANS RANCH CIR, GALT, CA 95632-8113
Document Number	2007080756
Instrument Date	Jul 2, 2020
Instrument	2007080756
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	751 MORGANS RANCH CIR GALT CA 956328113, GALT, CA 95632-8113

Mortgage

Document Number	2007080757
Date	Jul 8, 2020
Instrument	2007080757

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	751 MORGANS RANCH CIR, GALT, CA 95632-8113
Document Number	1902190353
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 MORGANS RANCH CIR GALT CA 956328113, GALT, CA 95632-8113

Mortgage

Document Number	1902190353
Date	Feb 19, 2019
Instrument	1902190353

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Interest

Rate	5%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$611,573 (+2%) Land $156,952 Building $454,621
2025	$7,013.00 (+4.41%)	$599,582 (+4.04%) Land $153,875 Building $445,707
2024	$6,717.00 (+1.68%)
2023	$6,606.00 (+4.11%)	$576,300 Land $147,900 Building $428,400
2022	$6,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Morgans Ranch Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures