751 Liberty St, Algonac, MI 48001 Property Records

St. Clair County property record for 751 Liberty St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1995
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,200 (Oct 2025)
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2025 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-01-111-0085-500`

Property Details

APN / Parcel Number

Primary APN	`74-01-111-0085-500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	80 ft deep x 95.5 ft wide
Garage Area	768 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	751 LIBERTY ST
City	ALGONAC
State	MI
Zip	48001-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 189 & W 45.56',MEAS PARALLEL WITH STATE ST, OF LOT 191 ALGONAC ASSESSOR'S PLAT NO. 1
Legal Subdivision	TOWNSEND SUB
Legal Lot Number	189,191
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4017
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5807 STARVILLE RD, CHINA, MI 48054-4209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	202520626
Deed Book / Page	5865 / 499
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	751 LIBERTY ST, ALGONAC, MI 48001-1517
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 LIBERTY ST, ALGONAC, MI 48001-1517
Investor	Possibly a Property Investor

Mortgage

Document Number	0005423879
Date	Sep 22, 2021
Book Page	5423/879
Instrument	2021026881

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	751 LIBERTY ST, ALGONAC, MI 48001-1517
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 LIBERTY ST, ALGONAC, MI 48001-1517

Mortgage

Document Number	0005840298
Date	Aug 13, 2025
Book Page	5840/298
Instrument	2025015047

Lender

Name	FIRST STATE BANK
Type	Bank
Address	41240 HAYES RD, CLINTON TWP, MI 48038

Agreement

Type	Line of Credit
Term	6 Months
Due	Jan 31, 2026

Interest

Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 28, 2025
Property Address	751 LIBERTY ST, ALGONAC, MI 48001-1517
Document Number	0005865499
Book / Page	5865 / 499
Map Reference	LB 49 PG 10
Instrument Date	Sep 29, 2025
Instrument	2025020626
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1745 WISCONSIN AVE, MARYSVILLE, MI 48040-1665

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5807 STARVILLE RD, CHINA, MI 48054-4209

Mortgage

Document Number	2025020627
Date	Oct 28, 2025
Instrument	2025020627

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,200 (+2.49%)	$164,400 (+2.49%)
2025	$2,567.00 (+2.07%) Homeowner's exemption	$80,200 (+15.56%)
2024	$2,515.00 (+12.38%)		$160,400 (+15.56%)
2023		$69,400
2022	$2,238.00		$138,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 policies
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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