751 John St, Frankfort, IN 46041 Property Records

Clinton County property record for 751 John St, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$212,866 (Mar 2025)
Tax Bill	$973 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2009 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-03-388-005.000-021`

Property Details

APN / Parcel Number

Primary APN	`12-10-03-388-005.000-021`
Alternative APNs	`01510990310` `01616133`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Basement Area	492 sqft
Unfinished Basement	492 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01510990310
Street Address	751 JOHN ST
City	FRANKFORT
State	IN
Zip	46041-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-23347-00 3259 J H PARIS & CO ADD PT E SIDE LOT 45
Legal Subdivision	J H PARIS & CO ADD
Legal Lot Number	45
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4005
Census Tract	950500

Owner

Source: Clinton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	751 JOHN ST, FRANKFORT, IN 46041-1355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Oct 13, 2009	Deed of Trust, Mortgage · Line of Credit LAFAYETTE BANK & TRUST CO
Jun 20, 2008	Deed of Trust, Mortgage LINCOLN BANK
Mar 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Mar 12, 2025	Warranty Deed, Transfer RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2025 · Amount on Record
Deed Sale	Mar 12, 2025 · Amount on Record
Deed Document Number	2025832
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	751 JOHN ST, FRANKFORT, IN 46041-1355
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020215268
Date	Nov 3, 2021
Instrument	20215268

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	751 JOHN ST, FRANKFORT, IN 46041-1355
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020094342
Date	Oct 13, 2009
Instrument	2009/4342

Lender

Name	LAFAYETTE BANK & TRUST CO
Type	Bank
Address	LAFAYETTE, IN 47901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 19, 2014

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	751 JOHN ST, FRANKFORT, IN 46041-1355
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020082787
Date	Jun 20, 2008
Instrument	2008/2787

Lender

Name	LINCOLN BANK
Type	Bank
Address	PLAINFIELD, IN 46168

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 4, 2013

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	751 JOHN ST, FRANKFORT, IN 46041-1355
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020250834
Date	Mar 12, 2025
Instrument	20250834

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD # 33, HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Mar 12, 2025
Property Address	751 JOHN ST, FRANKFORT, IN 46041-1355
Document Number	0020250832
Map Reference	REC 1 PGS 64 AND 65
Instrument Date	Mar 10, 2025
Instrument	20250832
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 JOHN ST, FRANKFORT, IN 46041-1355

Mortgage

Document Number	0020250833
Date	Mar 12, 2025
Instrument	20250833

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Mortgage

Document Number	0020250834
Date	Mar 12, 2025
Instrument	20250834

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD # 33, HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$973.00 (+0.72%) Homeowner's exemption	$98,200 (+28.03%) Land $5,800 Building $92,400	$98,200 (+28.03%) Land $5,800 Building $92,400
2024	$966.00 (+24.65%)
2023	$775.00 (+62.13%)	$76,700 (+20.22%) Land $5,800 Building $70,900	$76,700 (+20.22%) Land $5,800 Building $70,900
2022	$478.00	$63,800 Land $5,800 Building $58,000	$63,800 Land $5,800 Building $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: FiberHawk, Nextlink, T-Mobile.

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