751 Forest Ridge Rd, Royal, AR 71968 Property Records

Garland County property record for 751 Forest Ridge Rd, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 2020
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,794 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`100-19012-002`

Property Details

APN / Parcel Number

Primary APN	`100-19012-002`
Alternative APN	`115384`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2020
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	751 FOREST RIDGE RD
City	ROYAL
State	AR
Zip	71968-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SE
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1008
Census Tract	11102

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	751 FOREST RIDGE RD, ROYAL, AR 71968-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANCORP
Feb 28, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020
Deed Sale	Oct 1, 2020
Deed Document Number	4212-000678
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	751 FOREST RIDGE RD, ROYAL, AR 71968-9340
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 FOREST RIDGE RD, ROYAL, AR 71968-9340

Mortgage

Document Number	0045730408
Date	Jul 27, 2023
Book Page	4573/408

Lender

Name	SOUTHERN BANCORP
Address	ARKADELPHIA, AR 71923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	751 FOREST RIDGE RD, ROYAL, AR 71968-9340
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 FOREST RIDGE RD, ROYAL, AR 71968-9340

Mortgage

Document Number	0044150828
Date	Feb 28, 2022
Book Page	4415/828

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	91713

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 28, 2023

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,794.00 (+48.15%) Homeowner's exemption	$99,390 (+35.13%) Land $12,400 Building $86,990
2023	$2,561.00 Homeowner's exemption	$73,550 Land $12,400 Building $61,150	$496,950 Land $62,000 Building $434,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	KIMZEY REGIONAL WATER DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wireless ETC.

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