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751 Emerald Harbor Dr, Longboat Key, FL 34228 Property Records

Manatee County property record for 751 Emerald Harbor Dr, Longboat Key, FL 34228

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,958 sqft · built 2017
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Jul 2015)
Tax Bill$35,368 (2025)
Deeds & MortgagesJul 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN78801-0000-8

Property Details

APN / Parcel Number

Primary APN78801-0000-8
Alternative APN
  • 3516237880100008

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,958 sqft Living Area
Gross Area5,323 sqft
1st Floor Area1,331 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area807 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area460 sqft
PorchOpen Porch
Porch Area558 sqft
Patio Area345 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address751 EMERALD HARBOR DR
CityLONGBOAT KEY
StateFL
Zip34228-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLBK_R-4SF
Legal DescriptionLOT 51 DREAM ISLAND PI#78801.0000/8
Legal Range16E
Legal Township35S
Legal Section23
Legal SubdivisionDREAM ISLAND
Legal Tract07876100
Legal Lot Number51
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group2
Census Block2006
Census Tract1705

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address751 EMERALD HARBOR DR, LONGBOAT KEY, FL 34228-1609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2015 · Amount on Record
Deed SaleJul 20, 2015 · Amount on Record
Prior SaleJul 23, 1997 · Amount on Record
Deed Document Number20153411911
Deed Book / Page2578 / 6018
Record UpdatedOct 29, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMANATEE FL
Property Address751 EMERALD HARBOR DR, LONGBOAT KEY, FL 34228-1609
Document Number0026856938
Instrument DateJul 7, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address751 EMERALD HARBOR DR LONGBOAT KEY FL 342281609, LONGBOAT KEY, FL 34228-1609

Mortgage

Document Number0026856938
DateJul 31, 2017
Book Page002685/006938
Instrument41072384
Lender
NameBANK OF AMERICA
TypeBank
Address8800 BAYMEADOWS WAY W, JACKSONVILLE, FL 32256-6844
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2047
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityLongboat Key Town
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,588,258 (-4.96%) Land $616,250 Building $1,972,008$2,588,258 (-4.96%) Land $616,250 Building $1,972,008
2025$35,368.00 (+0.17%)$2,723,348 (-8.52%) Land $616,250 Building $2,107,098$2,723,348 (-8.52%) Land $616,250 Building $2,107,098
2024$35,308.00 (+1.64%)
2023$34,740.00 (+26.23%)$2,977,054 (+47.18%) Land $616,250 Building $2,360,804$2,977,054 (+47.18%) Land $616,250 Building $2,360,804
2022$27,522.00$2,022,684 Land $485,000 Building $1,537,684$2,022,684 Land $485,000 Building $1,537,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 554 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,178 units insured
incl. 624 condo units
Nearby Flood Claims621 (2016–2025)
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 39 claims
  • Hurricane Helene, Oct 2024 · 515 claims
  • Hurricane Idalia, Aug 2023 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LONGBOAT KEY
serves 7,098 people · EPA ID FL6411098
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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