751 Cummings, Cummings, ND 58223 Property Records

Traill County property record for 751 Cummings, Cummings, ND 58223

Property Summary

Property Type	Single Family Home
Lot Size	13.7 acres (598,079 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Sep 2011 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-0000-01579-030`

Property Details

APN / Parcel Number

Primary APN	`10-0000-01579-030`

Exterior

Lot Area	598,079 sqft (13.7 acres)

Location & Zoning

Street Address	751 CUMMINGS
City	CUMMINGS
State	ND
Zip	58223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.89 AC TRACT LOCATED IN E12 LESS PT PARC #3(.16) 30-147-50 A-13.73
Legal Range	050
Legal Township	147
Legal Section	30
Jurisdiction	TRAILL ND
Township / Civil Division	ERVIN
Census Block Group	1
Census Block	1092
Census Tract	970100

Owner

Source: Traill County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5062 120TH AVE N, FELTON, MN 56536-9326
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Sep 15, 2011	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025
Deed Sale	Mar 31, 2025
Prior Sale	Nov 20, 2024 · Amount on Record
Deed Document Number	2025202618
Prior Transfer Date	Mar 12, 2025
Prior Transfer Doc	0000202618
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAILL ND
Recording Date	Nov 20, 2024
Property Address	751 CUMMINGS, CUMMINGS, ND 58223
Document Number	0000202019
Instrument Date	Sep 3, 2024
Instrument	202019
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	REGENT TITLE, REGENCY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	751 HIGHWAY 81 NE, CUMMINGS, ND 58223-9553

Mortgage

Document Number	0000202020
Date	Nov 20, 2024
Instrument	202020

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2039

September 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAILL ND
Recording Date	Sep 15, 2011
Property Address	751 CUMMINGS, CUMMINGS, ND 58223
Document Number	0000177315
Instrument Date	Jul 9, 2011
Instrument	177315
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	751 HIGHWAY 81 NE, CUMMINGS, ND 58223-9553
Investor	Possibly a Property Investor

Mortgage

Document Number	0000177316
Date	Sep 15, 2011
Instrument	177316

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Traill County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Traill County
County Subdivision	Ervin Township
Unified School District	Central Valley Public School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+2.01%)
2024	$2,092.00 (-1.97%)		$238,530 (+2.67%) Land $63,730 Building $174,800
2023	$2,134.00	$116,162 Land $32,162 Building $84,000	$232,325 Land $64,325 Building $168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1997–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2011 · Flooding
Claims by Event	Flooding, May 2011 · 2 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 48% of North Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Halstad Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

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