751 Cowan Rd, Covington, GA 30016 Property Records

Newton County property record for 751 Cowan Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,630 sqft · built 2000
Lot Size	2.39 acres (104,108 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Mar 2025)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00290-00000-167-000`

Property Details

APN / Parcel Number

Primary APN	`00290-00000-167-000`
Alternative APNs	`0029 167` `16282`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,630 sqft Heated Area
1st Floor Area	1,652 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	104,108 sqft (2.39 acres)
Garage Type	Mixed
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	16282
Street Address	751 COWAN RD
City	COVINGTON
State	GA
Zip	30016-8153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.39AC LT9 ALLEN OAKS PLA
Legal Subdivision	ALLEN OAKS
Legal Lot Number	9
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1003
Census Tract	100902

Owner

Source: Newton County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	751 COWAN RD, COVINGTON, GA 30016-8153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CMNWLT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2025 · Amount on Record
Deed Sale	Mar 12, 2025 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	20252482
Deed Book / Page	4707 / 498
Prior Transfer Date	Jun 22, 2006
Prior Transfer Doc	0023010472
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	751 COWAN RD, COVINGTON, GA 30016-8153
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 COWAN RD, COVINGTON, GA 30016-8153

Mortgage

Document Number	0045090000000101
Date	May 12, 2023
Book Page	0000004509/0000000101
Instrument	005457

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	751 COWAN RD, COVINGTON, GA 30016-8153
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 COWAN RD, COVINGTON, GA 30016-8153

Mortgage

Document Number	0045680000000123
Date	Nov 15, 2023
Book Page	0000004568/0000000123

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	751 COWAN RD, COVINGTON, GA 30016-8153
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 COWAN RD, COVINGTON, GA 30016-8153

Mortgage

Document Number	0041640000000603
Date	Mar 24, 2021
Book Page	0000004164/0000000603
Instrument	005281

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 20, 2022
Property Address	751 COWAN RD, COVINGTON, GA 30016-8153
Document Number	0043790711
Book / Page	4379 / 711
Instrument Date	Apr 20, 2022
Instrument	2022-002252
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 COWAN RD, COVINGTON, GA 30016-8153

Mortgage

Document Number	0043790000000714
Date	Apr 27, 2022
Book Page	0000004379/0000000714
Instrument	007624

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 31, 2018
Property Address	751 COWAN RD, COVINGTON, GA 30016-8153
Document Number	0037300164
Book / Page	003730 / 000164
Instrument Date	Jul 20, 2018
Instrument	9313
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	751 COWAN RD COVINGTON GA 300168153, COVINGTON, GA 30016-8153

Mortgage

Document Number	37300166
Date	Jul 31, 2018
Book Page	003730/000166
Instrument	9314

Lender

Name	FIRST CMNWLT MTG CORP
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 (-21.15%) Homeowner's exemption Senior Citizen's exemption	$119,520 (+8.46%) Land $16,000 Building $103,520	$298,800 (+8.46%) Land $40,000 Building $258,800
2023		$110,200 Land $8,800 Building $101,400	$275,500 Land $22,000 Building $253,500
2022	$2,478.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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