751 Clarks Ln, Winona, MN 55987 Property Records

Winona County property record for 751 Clarks Ln, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,062 sqft · built 1961
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$142,100 (Jul 2019)
Tax Bill	$2,102 (2026)
Deeds & Mortgages	Feb 2020 Mortgage May 2024 Transfer + 1 more
APN	`32.295.0040`

Property Details

APN / Parcel Number

Primary APN	`32.295.0040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	1,042 sqft
Basement Area	1,042 sqft
Finished Basement	1,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	12 ft deep x 7.4 ft wide
Garage Area	352 sqft
Porch	Open Porch
Porch Area	136 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	751 CLARKS LN
City	WINONA
State	MN
Zip	55987-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-107 RANGE-007 KRAMERS 3RD ADDITION LOT-004 BLOCK-001
Legal Range	007
Legal Township	107
Legal Section	28
Legal Subdivision	KRAMERS 3RD ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2023
Census Tract	670302

Owner

751 Clarks Ln is owned and occupied by an individual who acquired it in May 2024.

Source: Winona County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	751 CLARKS LN, WINONA, MN 55987-2517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
May 6, 2024	Transfer on Death Deed, Transfer
Jul 8, 2019	Warranty Deed, Transfer · ARM MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Deed Document Number	2019617814
Last Transfer Date	May 3, 2024
Transfer Doc	000A654521
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	751 CLARKS LN, WINONA, MN 55987-2517
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000622670
Date	Feb 14, 2020
Instrument	622670

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

May 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	May 6, 2024
Property Address	751 CLARKS LN, WINONA, MN 55987-2517
Document Number	000A654521
Instrument Date	May 3, 2024
Instrument	A654521
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 CLARKS LN, WINONA, MN 55987-2517

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jul 8, 2019
Property Address	751 CLARKS LN, WINONA, MN 55987-2517
Document Number	0000617814
Instrument Date	Jun 12, 2019
Instrument	617814
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.93
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 CLARKS LN, WINONA, MN 55987-2517

Mortgage

Document Number	0000617815
Date	Jul 8, 2019
Instrument	617815

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.05%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.05%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

The 2026 property tax bill for 751 Clarks Ln was $2,102 with a homeowner's exemption, up 5.6% from the year before.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00 (+5.63%) Homeowner's exemption	$211,400 (+5.33%) Land $56,200 Building $155,200	$211,400 (+5.33%) Land $56,200 Building $155,200
2025	$1,990.00 Homeowner's exemption	$200,700 Land $56,200 Building $144,500	$200,700 Land $56,200 Building $144,500
2023	$1,768.00 Homeowner's exemption	$190,500 Land $53,000 Building $137,500	$190,500 Land $53,000 Building $137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 751 Clarks Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 751 Clarks Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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