Boyd County property record for 751 39th St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 977 sqft · built 1940 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,500 (Jun 2024) |
| Tax Bill | $494 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-03-04-010.00 |
| Primary APN | 038-03-04-010.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 977 sqft Living Area |
| Basement Area | 823 sqft |
| Unfinished Basement | 823 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 200 ft deep x 48 ft wide |
| Garage Type | Basement |
| Garage Area | 154 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 206 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 520731 |
|---|---|
| Street Address | 751 39TH ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | PART LOT 15 BLOCK 1C GARTRELL ADDITION |
| Legal Subdivision | C GARTRELL ADDITION |
| Legal Block | 1C |
| Legal Lot Number | 15 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30400 |
751 39th St is owned and occupied by an individual who bought it in June 2024.
Source: Boyd County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 751 39TH ST, ASHLAND, KY 41101-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jul 2, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage DESCO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on File |
| Deed Sale | Jun 25, 2024 · Amount on File |
| Prior Sale | May 19, 2022 · Amount on File |
| Deed Document Number | 202410028650 |
| Deed Book / Page | 860 / 438 |
| Prior Transfer Date | Jun 28, 2018 |
| Prior Transfer Doc | 00D801/602 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | May 19, 2022 |
| Property Address | 751 39TH ST, ASHLAND, KY 41101-3135 |
| Document Number | 000839/437 |
| Book / Page | 839 / 437 |
| Map Reference | MB 95 PG 1 A |
| Instrument Date | May 17, 2022 |
| Instrument | 10011391 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | NOT AVAILABLE, BESTITLE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 ROE CREEK RD, CATLETTSBURG, KY 41129-8897 |
| Name | Verified Name |
|---|---|
| Address | 751 39TH ST, ASHLAND, KY 41101-3135 |
| Document Number | 0010011405 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 10011405 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Jul 2, 2018 |
| Property Address | 751 39TH ST, ASHLAND, KY 41101-3135 |
| Document Number | 00D801/602 |
| Book / Page | D801 / 602 |
| Map Reference | DD 95 PG 1A |
| Instrument Date | Jun 28, 2018 |
| Instrument | 9743938 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 ROE CREEK RD, CATLETTSBURG, KY 41129-8897 |
| Name | Verified Name |
|---|---|
| Address | 913 ROE CREEK RD, CATLETTSBURG, KY 41129-8897 |
| Investor | Possibly a Property Investor |
| Document Number | 0009743618 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 9743618 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 751 39th St was $494.
Source: Boyd County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $494.00 | $77,500 Land $10,000 Building $67,500 | $77,500 Land $10,000 Building $67,500 |
| 2023 | $403.00 | $60,000 Land $10,000 Building $50,000 | $60,000 Land $10,000 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 751 39th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1979–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 751 39th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | HECLA WATER ASSOCIATION |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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