St. Johns County property record for 7509 State Rd 13 N, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1954 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,000 (Mar 2022) |
| Tax Bill | $3,576 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012260-0000 |
| Primary APN | 012260-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Lot Dimensions | 300 ft deep x 80 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Deck Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7509 STATE ROAD 13 N |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 8-26 WARDS CREEK SUB LOT 12 (EX NWLY 70FT IN OR795/0293) OR5517/1146 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 13 |
| Legal Subdivision | WARDS CREEK SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20908 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7509 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLO |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA |
| Aug 27, 2019 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2022 · Amount on Record |
| Deed Sale | Mar 17, 2022 · Amount on Record |
| Prior Sale | Mar 3, 2016 · Amount on Record |
| Deed Document Number | 202228602 |
| Deed Book / Page | 5517 / 1146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 17, 2022 |
| Property Address | 7509 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-2230 |
| Document Number | 0055171146 |
| Book / Page | 5517 / 1146 |
| Map Reference | MB 8 PG 26 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022028602 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,359.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 QUIET TRL, 230, SAINT AUGUSTINE, FL 32092-2614 |
| Name | Verified Name |
|---|---|
| Address | 7509 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-2230 |
| Document Number | 0055171148 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 5517/1148 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLO |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 1.75% |
| Max Rate At Change | 5.5% |
| Index | Other |
| Max Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 7509 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-2230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7509 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-2230 |
| Document Number | 0054270795 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 5427/795 |
| Instrument | 2021127185 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 7509 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-2230 |
| Document Number | 0047911043 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7509 STATE ROAD 13 N ST AUGUSTINE FL 320922230, ST AUGUSTINE, FL 32092-2230 |
| Document Number | 0047911043 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 004791/001043 |
| Instrument | 66406 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114-6043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,045 (+2.7%) | $336,310 (+20.33%) Land $68,850 Building $267,460 | |
| 2025 | $3,576.00 (+12.38%) Homeowner's exemption | $279,499 (+1.56%) | $279,499 (+1.56%) Land $68,850 Building $210,649 |
| 2024 | $3,182.00 (-2%) | ||
| 2023 | $3,247.00 (+190.17%) Homeowner's exemption | $275,212 (+154.09%) | $275,212 (+40.48%) Land $68,850 Building $206,362 |
| 2022 | $1,119.00 Homeowner's exemption | $108,313 | $195,910 Land $57,120 Building $138,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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