7509 Ridge Rd, Frederick, MD 21702 Property Records

Frederick County property record for 7509 Ridge Rd, Frederick, MD 21702 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,920 sqft · built 1972
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Feb 2024)
Tax Bill	$5,708 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-443892`

Property Details

APN / Parcel Number

Primary APN	`24-443892`
Alternative APN	`443892`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,920 sqft Living Area
Gross Area	4,012 sqft
1st Floor Area	2,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	285 sqft
Deck Area	408 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	443892
Street Address	7509 RIDGE RD
City	FREDERICK
State	MD
Zip	21702-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 33 & PT OF 34 1.249 ACRES N/S RIDGE RD CATOCTIN ACRES
Legal Subdivision	CATOCTIN ACRES
Legal Lot Number	33
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	1
Census Block	1011
Census Tract	752603

Owner

Source: Frederick County records · APN 24-443892

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7509 RIDGE RD, FREDERICK, MD 21702-3519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2024	Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA
Jan 03, 2024	Intrafamily Transfer, Transfer
Dec 08, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2024 · Amount on Record
Deed Sale	Feb 09, 2024 · Amount on Record
Prior Sale	Dec 03, 1990 · Amount on Record
Deed Book / Page	16759 / 87
Prior Transfer Date	Dec 29, 2023
Prior Transfer Doc	0167210142
Record Updated	Jun 08, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 09, 2024
Property Address	7509 RIDGE RD, FREDERICK, MD 21702-3519
Document Number	0167590087
Book / Page	16759 / 87
Map Reference	MB 3 FO 64
Instrument Date	Feb 08, 2024
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	NOT AVAILABLE, DISCOVERY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7509 RIDGE RD, FREDERICK, MD 21702-3519

Mortgage

Document Number	0001675994
Date	Feb 09, 2024
Instrument	16759/94

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 03, 2024
Property Address	7509 RIDGE RD, FREDERICK, MD 21702-3519
Document Number	0167210142
Book / Page	16721 / 142
Map Reference	MB 3 FO 64
Instrument Date	Dec 29, 2023
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7509 RIDGE RD, FREDERICK, MD 21702-3519

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Dec 08, 2023
Property Address	7509 RIDGE RD, FREDERICK, MD 21702-3519
Document Number	0166950115
Book / Page	16695 / 115
Map Reference	MB 3 FO 64
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,067 (+18.47%)	$536,900 (+27.71%) Land $124,900 Building $412,000
2024	$5,708.00 (+12.47%)
2023	$5,075.00 Homeowner's exemption	$420,400 Land $106,900 Building $313,500	$420,400 Land $106,900 Building $313,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217526031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures